Mango(TM) MasterCard® Prepaid Card

The Mango MasterCard Prepaid Card is unique and simple. There are no credit checks, no bank account is required, and the money that is deposited into the account is 100% safe due to insurance by the FDIC.

The card works without the hassle of bank fees or the hassles that can occur with credit cards. A person simply loads the money that they want to spend on the card. This prevents over limit fees from occurring because it is impossible to spend more than what is in the account. When an individual needs to keep track of the money in the account, this can be done by checking the balance for free from a mobile phone and through online account management.

As for loading the card, it can be loaded through direct deposit for free, a transfer from a bank account to the card for free, and through retailers that act as reload centers all around the United States for a small fee. It is also possible to add funds via a mobile phone for free and online from another Mango customer for free.

The fees to use the card are rather simple. The card is free, there is no activation fee, signature and PIN transactions are done for free, and there is no monthly fee as long as at least $500 is loaded onto the card per month, otherwise there is a small monthly fee to maintain the account. When using the card at an ATM, there is a fee to withdraw in addition to the ATM owner's fee and a nominal fee for checking the balance through the ATM machine.

There are also some very interesting features, such as the ability to send money to someone via text message. There is a minute fee involved in this. International transactions are possible as well. Online account statements, online account management, and customer service calls are all free of charge.

This prepaid debit card is issued by Horizon Bank and is a way to conduct everyday purchases safely and effectively. Some may have bad credit and are unable to open credit card accounts and others may not be able to get a checking account to manage their funds. Then there are those simply looking for a safer way to do transactions on the Internet. Whatever the reason, this card is a great way to pay bills online and offline, make purchases online and offline, and to do such things as rent cars and reserve hotel rooms.