MiCash® Prepaid MasterCard®

If you are looking to use something with the convenience of a credit card but are wondering how to avoid all the hassles and paperwork of credit checks, you should consider the MiCash Prepaid MasterCard. Applying is very simple. You can go online and fill in the small application, which basically just asks for your contact information. There is no credit check, so approval takes just seconds. When you receive your card, you activate it by calling the toll free number provided on the back of your card, much like that of a debit card. Now all you have to do is load it with money. You can do this at several Western Union agents, as well as with a Green Dot MoneyPak, which you can get at Wal-Mart, CVS, K-Mart, Rite Aid, Kroger, 7-11, and many other brand name convenience stores. Both the Western Union option and the Green Dot option are done with a fee, so if you have a bank account you should use Direct Deposit to load your card because that is free.

Once your card is loaded, you can use it any of the millions of locations across the globe that accepts the MasterCard symbol. You can also use it to pay bills and shop online. OF course, you can do all of this with the safety and security of a MasterCard credit card without the interest rates and fees. Not only is your money protected and more convenient when it is loaded on a MiCash Prepaid MasterCard, but you don't have to worry about the same fraud and identity theft issues that credit card holders do.

In fact, this is one of the reasons why people use the MiCash Prepaid MasterCard. Perhaps you are concerned about fraud and identity theft. This is one way for you to enjoy the convenience and peace of mind of using a credit card, without the concern of fraud. Perhaps you have been victimized by identity theft or know someone who has, so you appreciate the prepaid option as a precautionary measure.

Some people like the MiCash Prepaid Master Card because they seem to have trouble managing a credit card. Whether your credit is good or bad, you can benefit from the easy access and inexpensive use of a quality prepaid debit card. If you can't get a credit card because of past mistakes, you can avoid dealing with cash with one of these cards too.