Credit Card
Discover® Miles Card
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months
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| Intro APR: | 0%* |
| Intro Period: | See T&C |
| APR: | 10.99 - 16.99% (variable)* |
| Annual Fee: | $0.00* |
| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Reward Card |
| Credit Needed: | Good* |
Miles by Discover Card is a low interest credit card reserved for consumers having good credit. It's a travel rewards card offering numerous benefits including an enticing intro period.
The introductory APR period takes charge of interest on purchases and balance transfers. The intro period covers purchase interest over a long term while balance transfers are covered throughout a mid term period.
Card members are not required to pay an annual fee.
Online account management keeps card members in charge of their finance with up to date card transactions. An optional feature lets members opt to receive immediate alerts with each purchase for greater security.
Online transactions are made more sure when using secure online account numbers specially created for that purpose. Just in case, Discover still offers zero fraud liability to card members who fall victims to fraud and identity theft. A fraud specialist hotline assists those card members who need specialist assistance.
Travel accident insurance helps protect members against accidental dismemberment. In event this occurs, a spouse or other beneficiary is compensated. Auto rental insurance comes at no extra cost. Those card members who qualify will have rental cars insured on their behalf.
Card members who take advantage of the fee free travel rewards program will earn miles with every purchase. During the first 12 months in charge, card members earn 1,000 miles whenever they purchase an item for the month.
The first $3,000 in travel and restaurant purchases earns double miles, while everything else earns a single mile per $1 spent. Grocery purchases within a specified period also earn double miles. There is no limit to miles accruable and miles already earned do not expire.
For more miles, a card member may shop from Shop Discover, an exclusive online shop selling goods from reputable merchants.
Miles earned are used to redeem travel credit, cash, merchandise, and gift certificates. Members are allowed to book with any travel agent and there are seat restrictions or black out dates.
Miles by Discover Card could just be what you need. Timely email reminders help you stay away from accumulating card debt while avoiding late payment fees.
Interested persons are advised to go through card agreement before applying.
| Reward Types: | - Auto Reward Cards - Gas Reward Cards |
| Reward Unit: | Miles |
| Reward Unit Value: | 1.00 |
| Reward for $1 spent: | 0.01 |
| Rewards: | - 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year - Book any travel, anytime with no blackout dates or restrictions - Double Miles on up to $3,000 in travel and restaurant purchases each year - 1 mile for every $1 on all your other purchases |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Various Internet account related services - Up to $500,000 in travel accident insurance - Auto rental insurance - Fraud and security protection services - Advanced fraud early warning alerts |
| Comments: | * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | See T&C* |
| APR on Purchases: | 10.99 - 16.99% (variable)* |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | 0.50% |
| Min Credit Line: | $5,000 |
| Max Credit Line: | $50,000 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| APR Cash Advances: | 23.99% |
| Cash Advance Fee: | 3.00% |
| Apply Now |
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† The information provided for Discover Miles Card is believed to be accurate at the time of evaluation (Jul 1, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
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