Credit Card Review & Application
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 0 (fixed) * |
| Annual Fee: | N/A* |
| Issuer: | First USA |
| Card Network: | Other Networks |
| Card Category: | Consumer (Shopping) |
| Card Type: | - Card for Bad Credit - Guaranteed Approval - Shopping Card |
| Credit Needed: | Bad Credit OK* |
The Nationwide Platinum Shopping Card is one that offers great convenience to its holders. This particular shopping card has been designed to be used at the USA credit shopping club where one can purchase any type of merchandise that is available. Signing up for this card ensures guaranteed approval as there are no credit checks what so ever. The only requirement is that you are the minimum age of eighteen and are not bankrupt.
The Nationwide Shopping Card offers a limit of up to $7500 unsecured. This credit line can obviously be increased. This particular card also offers 0% APR which is fixed for a life time. There are no charges on the following: Minimum finance charge, method of computing balance for purchases, grace period for repayment of balances for purchases, annual percentage rate for purchases and transaction fee for purchases. This card only includes a fee for inactivity fee of $19.95, fees for paying late of $10 and fee's for returned checks, ACH debits and Credit cards at $30.
The fee to sign up for a Nationwide Shopping Card is quite low in comparison to the number of benefits that it has to offer. Some of the benefits that this card holds include the following which will be explained in detail a bit lower down. The benefits include Elite services, live well services and credit care service. All of these services do include a lowered additional charge of $19.95 per month, $19.95 per month and $9.95 per month respectively.
The live well service that is provided on the Platinum Shopping Card at a lower premium that normal is known to have numerous benefits. Live well includes prescription discounts, mail order prescriptions, and discount for over the counter purchases, vision care, dental care, hearing care and a 24 hour nurse hotline. The great thing about this particular shopping card is that as long as you are regular with repayments on merchandise that you have bought, you can request a cash advance in the future. The cash advance amount will be 50% of the total items bought using the card but can not exceed the value of $2500. Seeing that this card offers a USA credit care service, this ensures that you are secured for any misuse of your card across the entire United States of America. This will ensure that this does not affect your credit history in the future in any way.
| Other Benefits: | With Elite Level: - USA Credit Care - USA Prescription Discount Plan - USA Roadside Assistance Plan With Live Well Service: - USA Dental Plan - USA Vision Plan - USA Prescription Plan - USA Chiropractic Plan |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 0 (fixed)* |
| Annual Fee: | N/A* |
| Grace Period: | None** |
| Late Payment Fee: | N/A* |
| Balance Transfer: | No |
| Additional Fees | Shopping Club Membership fee: $149.95 (Optional) Elite Services fee: $149.95 (Optional) Live Well Services fee: $149.95 (Optional) USA Credit Care fee: $149.95 Fee for Exceeding the Credit Limit - N/A Fee for Returned Checks - $30.00 Fees for Paying Late - $10.00 Inactivity Fee - $19.95 Minimum Monthly Payment - $25.00 Returned ACH Debits and Credit Cards - $30.00 |
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† The information provided for Nationwide Platinum Shopping Card is believed to be accurate at the time of evaluation (Jan 26, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

