Card Review & Application

NFL Extra Points Credit Card

4.0

out of 5

- Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
- 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
- Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
- 20% off every purchase at NFLShop .com - that's $20 off every $100 you spend
- Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
- All 32 team cards are available, customized with your favorite team's colors and logo
- 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness



Introductory APR: See Terms*
Introductory Period: See Terms
APR on Purchases: 14.99%, 19.99% or 24.99% (variable)*
Annual Fee: $0*
Card Issuer: Barclays Bank Delaware
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Co-Branded
- Instant Decision
- Reward Card
Credit Needed: Fair*

An online application is available for the NFL Extra Points Credit Card. This makes it easy for anyone to complete the application day or night at their convenience. After basic information is filled out, the application can be submitted to the bank over the internet. The credit is then checked and a credit decision is provided - often within seconds of submitting the application.

Cardholders will begin experiencing benefits the moment the card is activated. The card has the Visa logo, which means it can be used anywhere that the card is accepted. This includes merchants around the globe, on the phone, on the internet and even at kiosks. The card can even be used to transfer balances from other credit cards as well as at ATM machines for cash back.

For every dollar charged to the card, points will be earned. Double points can be earned at NFLshop.com as well as team pro shops and in stadiums. There are also bonus earning opportunities when the card is used in the introductory phase of activating the card. There is no cap to the number of points that can be earned and there is no expiration.

Points are used for football rewards. Some of the rewards include game tickets, field passes and gift cards. Special experiences may be available, including 50-yard line seats, access to post-game press conferences and more. The points can also be used for cash back on the statement, making it easier to pay down the debt or use the money for travel to get to the different games around the country.

Cardholders don't just get points. They also get discounts at NFLshop.com each time they use the card. This saves them a considerable amount of money over the year when they want football gear and gear that has their favorite team emblazoned on it.

Depending on credit worthiness, there is no annual fee. With no annual fee, charging to the card is more affordable. All of the benefits are at no cost, which saves cardholders even more money during the entire year - not just football season.

Account features are in place to make it easy to manage finances. Online accounting tools allow cardholders to log on and find out if they have the available credit to make their desired purchases as well as to see what the account balance is. Statements can be viewed online before the statement arrives in the mail. Bills can be paid online and scheduled in advance as opposed to writing a check and putting it in the mail. Customer service can even be contacted online as opposed to making a phone call.

For those who do want to pick up the phone, there is a toll free number on the back of the card. Live representatives can answer questions that cardholders have. Questions may include account features, charges on the card as well as credit line increases. There is also an automated segment on the toll free phone number that provides details about the account balance, credit line availability and more.

Cardholders benefit from fraud protection and emergency card replacement, too. Fraud protection is designed to protect a person from paying for charges that they didn't authorize. The account is always monitored and if a charge is questionable, it will be suspended until the cardholder can verify the activity. Emergency card replacement is in place to send cardholders a new card no matter where they are if their card is lost or stolen.

The card is designed for those who love NFL. With an online application, anyone can apply as long as they are a U.S. citizen and at least 18 years of age.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Types: - Other Rewards
- Sport Rewards
- Universal Rewards
Reward Unit: Point
Rewards: - 10,000 bonus points after $500 in purchases in the first 90 days, redeemable for $100 cash back statement credit
- 2 points for every $1 spent on NFL or team purchases
- 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Expiration: None*
Yearly Limit: None
Other Benefits: *See Terms and Conditions for other benefits
Online Account Access: Yes
Introductory APR: See Terms*
Applied Towards: Balance Transfer
Introductory Period: See Terms*
APR on Purchases: 14.99%, 19.99% or 24.99% (variable)*
Annual Fee: $0*
Grace Period: 23 days*
Min Finance Charge: $2.00
Late Payment Fee: $35.00*
Over Limit Fee: $0.00
Balance Transfer: Yes
Transfer Fee (%): 4.00%
Minimum Fee: $10.00
APR Cash Advances: 25.24%
Cash Advance Fee: 5.00%
Minimum Fee: $10.00
Additional Fees Foreign Transaction: 3% of each transaction in U.S. dollars.
Returned Payment: Up to $35.00

We do not offer online application for this card at the moment.


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* The information provided for NFL Extra Points Credit Card is believed to be accurate at the time of evaluation (May 18, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.




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