Credit Card
New Millennium Bank Secured Black Diamond Mastercard®
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.
Related Cards
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 19.50% (fixed)* |
| Annual Fee: | $59.00* |
| Issuer: | New Millennium Bank Credit Cards |
| Card Network: | MasterCard® Credit Cards |
| Card Category: | Consumer (Secured) |
| Card Type: | - Credit Card for Bad Credit - Guaranteed Approval Card |
| Credit Needed: | Bad Credit OK* |
New Millennium Bank Secured Black Diamond MasterCard is a secured credit card designed for consumers who do not have the required credit for an unsecured credit card. Consumers who find themselves in this position are able to improve their credit ratings through a secured card as this. Card members enjoy fixed interest rates that remain highly competitive when compared with other cards of the same range. Balance transfers are not allowed but cash advances incur a 2% transaction fee.
Card members do not partake in a card rewards program. A $59 annual fee is charged.
Coming from Master Card, card members enjoy various benefits such as emergency cash and card replacement allowing card members report stolen and lost cards through a dedicated call center. Travel accident insurance insures card members in event of accidental dismemberment - certain conditions apply to become eligible. Auto rental insurance is another insurance package to protect card members from receiving liability in event a rental car is damaged, lost, or stolen. Numerous conditions must be met for a card member to gain eligibility into these insurance packages. See card terms for details. Additional benefits for members are lost luggage insurance, extended warranty on purchases. Zero fraud liability guarantee protects card members from liability in event of unauthorized transactions and identity theft.
New Millennium Bank Secured Black Diamond MasterCard is the ideal card with which to start out the journey of using credit cards. Consumers taken back to square one through bankruptcy or other unfortunate incidents will have it good once using this card as part of the credit rebuilding process. Card members enjoy certain benefits that are not available on competing cards.
Being a secure credit card, card members must deposit the credit balance into an account to be held by the issuing bank. The amount deposited is left untouched unless the card member refuses to pay up and the card account becomes delinquent.
Otherwise, a card member can order to receive he's deposit when moving away from this card.
Approval is virtually guaranteed upon identity verification of the applicant. See applicable terms and conditions for up to date information before applying.
| Rewards: | There is no reward program for this card* |
| Other Benefits: | - Reports to all 3 Bureaus - Lost luggage reimbursement - Personal Identity Theft - Emergency cash transfers - Auto rental Insurance - $100,000 Travel accident insurance - Extended warranty protection - Special high introductory savings rate - Hotel Motel Burglary |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 19.50% (fixed)* |
| Annual Fee: | $59.00* |
| Grace Period: | None* |
| Min Finance Charge: | $0.50 |
| Min Credit Line: | $300 |
| Max Credit Line: | $5,000 |
| Late Payment Fee: | $20.00* |
| Over Limit Fee: | $20.00 |
| Balance Transfer: | No |
| Cash Advance Fee: | 2.00% |
| Minimum Fee: | $1.00 |
| Maximum Fee: | $10.00 |
| Apply Now |
You may also be interested in:
• Discover® Student Card - Onyx Monogram
• New Millennium Bank Secured Gold Mastercard®
• READYdebit Visa® Prepaid Card
† The information provided for New Millennium Bank Secured Black Diamond Mastercard is believed to be accurate at the time of evaluation (Mar 27, 2009). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
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