No Annual Fee Credit Cards

Featured No Annual Fee Credit Card: Discover it® Credit Card
  • Discover it Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0%*
  • Regular APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*

- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

* * *

The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...

The credit cards on this list are issued by well-known providers and all come with no annual fee payable. This is one part of the specific package of incentives and benefits attached to each card. These cards do come with other charges including interest and late fees that must be taken into account before you make your application. The range of cards on offer here means you should find one that meets your needs and circumstances. If you are looking for a card which charges no annual fee you should find one that suits you here. Compare the offers before making a secure online application.



No Annual Fee Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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1-2-3 REWARDS® Visa® Credit Card
1-2-3 REWARDS Visa Credit Card
  • Intro APR: 0%
  • Intro APR Period: 9 months*
  • APR: 13.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

This no annual fee credit card features the ability to earn points with every purchase. When the card is used at participating stores, it's possible to earn 2 or 3 point per dollar spent as well. Additional features include zero fraud liability and online account management.

Info Review Benefits Fees
Barclaycard Arrival World MasterCard® - No Annual Fee Card
Barclaycard Arrival World MasterCard - No Annual Fee Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Barclaycard Arrival World MasterCard is a no-annual-fee travel credit card that presents its cardholders with a number of benefits, some of which are unique and others that give them an edge over their competitors from earning double miles to getting miles back when redeeming miles from travel, the card is unique.

Info Review Benefits Fees
Discover it® for Students Credit Card
Discover it for Students Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It for Students credit card is unique in that it's flexible for the need of students. It's easy to apply for, involves no annual fee and has an affordable APR. There are also various benefits that students can enjoy throughout the year to make their spending more affordable.

Info Review Benefits Fees
US Bank FlexPerks Cash Rewards Visa®
US Bank FlexPerks Cash Rewards Visa
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank FlexPerks Business Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks Business Travel Rewards Visa® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Business Travel Rewards Visa Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Travel Rewards Visa is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
USAA Checking Debit Visa® Card
USAA Checking Debit Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
5.0 out of 5

Developed out of the shared needs of Army soldiers nearly one-hundred years ago, USAA continues to provide award-winning, superior service and excellent financial products to military servicemen and their dependents.

Info Review Benefits Fees
American Express® Serve
American Express Serve
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
5.0 out of 5

American Express Serve card is a prepaid account that's digital, too. It's possible to pay for purchases anywhere that American Express is accepted. With various digital features, it's possible to request money from friends and use widgets to sell things online. The account is easy to manage and has security as well.

Info Review Benefits Fees
Discover it® Credit Card - 18 months intro
Discover it Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months*
  • APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It credit card provides users with an array of benefits. Not only are they able to make purchases with over 8 million merchants, they are also given a generous intro period with no APR. This keeps expenses down and perks up, all while earning cash back with every purchase.

Info Review Benefits Fees
American Express® Prepaid Card
American Express Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
5.0 out of 5

Perpaid cards are becoming more popular with credit issues on the rise and employment still low. These cards give you access to credit-like benefits without the responsibility of regular payments. This one, in particular, offers you American Express benefits.

Info Review Benefits Fees
Gettington Credit Shopping Card
Gettington Credit Shopping Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.90% or 14.90%*
  • Annual Fee: $0*
5.0 out of 5

The Gettington credit card provides two options for getting a card: the fast option and the easy option. Both provide easy online account management and the ability to fit anyone's budget.

Info Review Benefits Fees
US Bank FlexPerks® Travel Rewards Visa Signature® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Travel Rewards Visa Signature Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Travel Rewards Visa makes it possible to earn points easily. All the points can be used for travel - free airfare, hotels, rental cars and much more. Additional features of being a cardholder include discounts with National Car Rental and other travel partners.

Info Review Benefits Fees
USAA Cash Rewards™ American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Excellent Credit)
Barclaycard Rewards MasterCard (Excellent Credit)
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% - 24.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

If you have excellent credit, you could take advantage of the premium benefits offered by some of the best credit cards on the market today. With this card, for example, you could quickly and easily earn rewards while avoiding fees and other restrictions.

Info Review Benefits Fees
Harley-Davidson® Visa® Credit Card
Harley-Davidson Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Harley Davidson Visa Credit Card is simple to apply for and is packed with rewards. Points are earned for every dollar spent, which can be turned into cash certificates to be used for a variety of different rewards. Other benefits include no pre-set spending limit as well as online account management tools.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% to 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees
IberiaBank Visa® Gold Cash Back Rewards Card
IberiaBank Visa Gold Cash Back Rewards Card
  • Intro APR: 1.99%
  • Intro APR Period: 6 months*
  • APR: 15.25% - 9.25% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Iberia Bank Visa Gold Cash Back Rewards credit card is designed to serve those consumers having good or excellent credit. Its intro rates, low purchase APR and cash back program are attractive card features.

Info Review Benefits Fees
IberiaBank Visa® Platinum Rewards Card
IberiaBank Visa Platinum Rewards Card
  • Intro APR: 1.99%
  • Intro APR Period: 6 months*
  • APR: 15.25% - 9.25% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Iberia Bank Visa Platinum Rewards credit card is intended to serve individuals who have excellent credit. Low purchase interest and very friendly card features make this a favorite card to consolidate personal expenses.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Average Credit)
Barclaycard Rewards MasterCard (Average Credit)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.99% (V)*
  • Annual Fee: $0*
3.5 out of 5

Many credit cards offer comprehensive and flexible benefits. This one is no different, but it also has competitive rates and a low annual fee, two characteristics that are not always easy to find unless you have excellent credit.

Info Review Benefits Fees
USAA Rewards™ American Express® Card
USAA Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

USAA is one of the most popular and consistently well-regarded financial services company in the United States. The USAA Rewards American Express card is a fine example of the quality products they provide.

Info Review Benefits Fees



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