No Annual Fee Credit Cards

Featured No Annual Fee Credit Card: Discover it® Credit Card
  • Discover it Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0%*
  • Regular APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*

- 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99 - 22.99%. A 3% fee applies to each transferred balance.
- Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
- No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
- Free FICO® Credit Score online and on monthly statements.*
- 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases.*
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
- 100% U.S.- based customer service - anytime, day and night.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

* * *

The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...

The credit cards on this list are issued by well-known providers and all come with no annual fee payable. This is one part of the specific package of incentives and benefits attached to each card. These cards do come with other charges including interest and late fees that must be taken into account before you make your application. The range of cards on offer here means you should find one that meets your needs and circumstances. If you are looking for a card which charges no annual fee you should find one that suits you here. Compare the offers before making a secure online application.



No Annual Fee Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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US Bank Visa® Platinum Card
US Bank Visa Platinum Card
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 9.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The US Bank Visa Platinum Card offers cardholders a lot of buying power. The card can be used anytime, anywhere all over the globe. Additional features of the card include online account access and the ability to pay bills online. Other features are provided all year long with no annual fee.

Info Review Benefits Fees
Discover it® chrome Credit Card
Discover it chrome Credit Card
  • Intro APR: 0%
  • Intro APR Period: 14 months*
  • APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

Throughout the introductory APR period get to pay low interest on purchases and balance transfers. The Discover it chrome Credit Card gives you the tools to get your debt profile down to the ground.

Info Review Benefits Fees
Barclaycard Arrival™ World MasterCard®
Barclaycard Arrival World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Barclaycard Arrival World MasterCard is a no-annual-fee travel credit card that presents its cardholders with a number of benefits, some of which are unique and others that give them an edge over their competitors from earning double miles to getting miles back when redeeming miles from travel, the card is unique.

Info Review Benefits Fees
Discover it® for Students Credit Card
Discover it for Students Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 21.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It for Students credit card is unique in that it's flexible for the need of students. It's easy to apply for, involves no annual fee and has an affordable APR. There are also various benefits that students can enjoy throughout the year to make their spending more affordable.

Info Review Benefits Fees
US Bank Business Edge™ Cash Rewards Card
US Bank Business Edge Cash Rewards Card
  • Intro APR: 0%
  • Intro APR Period: 9 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank Business Edge Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks® Business Edge™ Travel Rewards Card
US Bank FlexPerks Business Edge Travel Rewards Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 23.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Edge Travel Rewards Card is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
USAA Checking Debit Visa® Card
USAA Checking Debit Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
5.0 out of 5

Developed out of the shared needs of Army soldiers nearly one-hundred years ago, USAA continues to provide award-winning, superior service and excellent financial products to military servicemen and their dependents.

Info Review Benefits Fees
Discover it® chrome for Students Credit Card
Discover it chrome for Students Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 21.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Discover it chrome for Students Card is the ideal credit card for students and young adults who want the opportunity to improve their credit rating while enjoying highly competitive APRs, and an enticing cash back program.

Info Review Benefits Fees
Discover it® for Students with $20 Cashback Bonus
Discover it for Students with $20 Cashback Bonus
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 21.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Discover it for Students credit card is a unique credit card designed only for college students, allowing students to have a positive experience with credit through low fees, easy account management, few fees to worry about, and opportunities to save money.

Info Review Benefits Fees
Ace Rewards® Visa Credit Card
Ace Rewards Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Ace Rewards Visa card is a card that offers cardholders a number of savings opportunities. The first line of savings is through the Ace Loyalty Rewards Program where use of the card can earn rewards points that can be redeemed through Ace Hardware stores. In addition to reasonable rates and standard fees, cardholders can save.

Info Review Benefits Fees
Travelocity® Rewards American Express® Card
Travelocity Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 14.99%, 21.99% or 24.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Travelocity Rewards American Express Card gives the cardholder flexibility. It is a card that works well for those who like to travel and those who simply like to shop. With no annual fee, reasonable transaction fees, and the ability to earn points, how much it saves depends on how you use it.

Info Review Benefits Fees
Discover it® Credit Card - 18 months intro
Discover it Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It credit card provides users with an array of benefits. Not only are they able to make purchases with over 8 million merchants, they are also given a generous intro period with no APR. This keeps expenses down and perks up, all while earning cash back with every purchase.

Info Review Benefits Fees
The Carnival™ MasterCard®
The Carnival MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.99%, 16.99% or 20.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Carnival MasterCard from Barclaycard is a credit card that is designed for the Carnival cruiser. If you like to take Carnival cruises, then the reward points earned with this card that saves money on cruises will possibly have you cruising more often.

Info Review Benefits Fees
Discover it® chrome Credit Card - 18 months intro
Discover it chrome Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover it chrome Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
Wyndham Rewards® Visa Signature® Card
Wyndham Rewards Visa Signature Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 15.24% or 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Wyndham Rewards Visa Signature Card is a credit card that is focused on helping cardholders earn points without an annual fee and without high costs. These points can then be used for free nights at Wyndham hotels.

Info Review Benefits Fees
USAA Cash Rewards™ American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
Williams-Sonoma Visa® Signature Card
Williams-Sonoma Visa Signature Card
  • Intro APR: 0%
  • Intro APR Period: 6 months*
  • APR: 13.74%, 17.74% or 21.74% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Williams-Sonoma Visa Signature Card provides an easy way for cardholders to earn free gift cards. The gift cards can be used by the cardholder or given to friends and family. The more the card is used, the more reward points are earned. Additional features include 10% off coupons, free shopping culinary experiences and more.

Info Review Benefits Fees
Elvis Presley Prepaid Visa® Card
Elvis Presley Prepaid Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
3.5 out of 5

Issued by Bancorp Bank the Elvis Presley Prepaid Visa card is designed for Elvis Presley fans and offers full VISA benefits and no credit check.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: 14.99% to 22.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees



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