Credit Card Articles

Perks Of The US Bank FlexPerks Cash Rewards Visa For Businesses

October 1, 2012 by CreditCardsCo™

You can enjoy a number of features for your business with the right credit card. The moment you apply for the US Bank FlexPerks Business Cash Rewards Visa, you can begin experiencing benefits. This includes the ease of an online application. You can then start earning cash back with your first purchase.

How To Apply For The FlexPerks Card

The credit card with US Bank is easy to apply for. The application is handled completely online. It's possible to enter in personal details within minutes and submit for approval. A decision is usually granted within a few minutes. If you are approved for the card, you will be told of your credit line.

Once your card comes in the mail, you will find out what your APR is and all of the account details. You can then activate the card and begin using it. All features will begin immediately upon card activation.

All About Cash Back Rewards

The cash rewards are automatic on the card. You make purchases and the cash back will automatically show up on your account. With each statement, you will be told what your balance is. For every dollar you spend, you will receive at least 1% cash back. It's also possible to earn higher percentages when you purchase for your business at gas stations, office supply stores and even on cellular purchases – including your cell phone bill.

There is no cap on the rewards. Whenever you use the card, you earn rewards. It's possible to order additional cards for your employees. This will make it easier to earn even more cash rewards. There is also no expiration date on the rewards. You can let the cash back continue to accrue until you're ready to cash in on the reward.

You have three options to choose from when you want your cash back reward. The first is that you can have the money deposited into a US bank account. The second is to have a rewards card sent to you, which acts like a prepaid credit card. Finally, you can opt to get a statement credit, helping you to pay off your balance faster.

Other Account Features

Many other account features exist. While the cash back helps you save money on all purchases, other features provide you with convenience and security.

  • Online account tools
  • Customer service
  • Fraud protection

Online account tools ensure you stay in control of your account. You have the opportunity to go online at your convenience 24/7 to check on details of your credit card. Choose a username and password for your account. You then have secure access to find out your balance and available credit. You can go online to view all of your past purchases. If you have more than one card, you can find out what employees are purchasing what items.

With online account management, you can pay your bills online, download statements and even contact customer service. Whenever you have a question about your account, the online account center will provide you with the answers.

Customer service can be contacted in two easy ways. First, you can go online and send an email to customer service. They will typically respond within 24 hours to any question you have. If you have an urgent question or concern, you can also choose to call the toll free number on the back of your card. You will have the ability to talk to a live representative. When you call the toll free number, you also have access to an automated system for account details.

Fraud happens all the time. Your card number can fall into the wrong hands due to a number of reasons. Your card is always being monitored. If purchases are made that doesn't fit your standard buying pattern, you will be contacted. There is also a $0 liability on your account. This means that any fraudulent charges are not your responsibility to pay.

Conclusion

Enjoy a US Bank FlexPerks Business Cash Rewards Visa card that helps you save money on every purchase, all year long. The card provides cash back with no cap. The more you use the card, the more you save. Other features also allow you to spend as you need for your business and pay off with low monthly payments.

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