Credit Card Review & Application
- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Choose from multiple fee plan options, and switch for free.
- Earn fee rebates for maintaining balance in RushGoals program.
- Transfer money to another RushCard member for just $0.99.
- Free 24/7 customer service.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance--free of charge.
|APR on Purchases:||N/A *|
|Card Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The newly imagined, fully redesigned Prepaid Visa Pink Diamond RushCard is a new vibrant and chic design brought to you by Visa, and the RushCard. The face of this prepaid debit card features a variety of design options, including the Pink Diamond card which provides a nice feminine twist on the norm. Of course, this is just to improve the look of the card but the same great benefits are all still available.
First of all, there are several benefits that make this financial product one of the more attractive prepaid debit cards on the market these days. You can take advantage of several different financial tools - many of which are available online. This is because although this card is not a credit card, your behavior and activity can be reported to the major credit bureaus.
If saving money is important to you, then you should take a look at the fee structure and compare it to that of a basic checking account, check cashing options, and traditional credit cards. Because debit cards are nearly as good as cash in most cases, you will never have to worry about paying a check cashing fee.
You will also avoid checking account charges and over-the-limit fees that can ruin the financial health of many checking customers. While you will pay up to $10 per month to use your RushCard account to make regular purchases, you will never pay more than that, which is quite a small charge when compared to interest rates and monthly maintenance fees of other cards.
You can use the available online tools to help you keep better track of your finances. You can use the integrated online system to monitor your Direct Deposits as well as to pay for things like rent, utilities, cell phone bills, and any other expenses you might have. The online money tools will then help you keep track of your spending so you can always keep tabs on your money.
You can not only track your spending online, but you can also use make online purchases too because the card bears the Visa symbol. However, because of the affiliation with Visa, you will also appreciate the included Visa Zero Liability insurance policy.
This is something that is available with all Visa products as it will protect you in the event that your card is lost or stolen. If you report that your card is missing, you will not be held responsible for new charges. This policy also ensures that you will be safe from identity theft threats, which is becoming more and more important these days.
Finally, you will discover that you can also take advantage of exclusive discounts that no other credit card or debit card package might offer. When you carry this card in your wallet you will also receive discounts on essential things like healthcare and prescription medications. This could be a major benefit to people with families, including those who have already enrolled in health insurance.
|Rewards:||- Receive $5 when you refer a friend to RushCard!|
|Other Benefits:||- Create a budget and track your spending|
- Pay your bills and send checks to anyone online
- Get instant account information with email and text alerts
- Receive $5 when you refer a friend to RushCard!
- Enjoy exclusive savings and chances at winning BIG!
|Comments:||*See site for details. Please refer to ww3.rushcard.com/schedule-of-fees.|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||Currency Conversion Fee: Up to 2% of Transaction Amount|
ATM Balance Inquiry (Network) - No Fee
ATM Balance Inquiry - $0.50
ATM Decline Fee - No Fee
ATM Withdrawal Fee (Network) - No Fee
ATM Withdrawal Fee - $2.50
Bill Pay Service Fee - No Fee
Card to Card Transfer Fee - No Fee
Cash Deposit - Free
Direct Deposit - Free
Expedited Card Fee - $30.00
Expedited Cash Fee - $30.00
Intl. ATM Balance Inquiry Fee - $1.00
Intl. ATM Withdrawal Fee - $2.50
Live Customer Service - No Fee
Maintenance Fee - No Fee
One-Time Card Activation Fee - None
One-Time Card Fee - $3.95-$9.95
PIN Purchases - 1.00
Paper Statement Fee - $1.00
Replacement Card Fee - $4.95
Store CashBack (PIN Purchase) - No Fee
Telephone Balance Inquiries - No Fee
Transaction Fee - No Fee
|We do not offer online application for this card at the moment.|
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† The information provided for Prepaid Visa Pink Diamond RushCard is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.