Credit Card Review & Application
|APR:||15.24% - 19.24% (variable)*|
|Card Network:||American Express®|
|Card Category:||Consumer (Premium)|
|Card Type:||- Co-Branded Credit Card|
- Reward Card
Consumers who plan to travel frequently have something in the Platinum Delta SkyMiles Credit Card. It's a low interest credit card offering suitable credit lines according to individual needs.
An introductory APR period applies towards balance transfers submitted during the application process. This period lasts over a long term period and card members pay reduced interest on balance transfer transactions throughout.
Card members pay a $135 annual fee.
Members on travel can book tickets, accommodation using a travel and emergency assistance hotline. Travel accident insurance covers card members during air travel. To qualify, the card member must charge travel expense to the card and meet some other criteria as specified in the card agreement. Rental cars are also insured against damage, and loss with auto rental insurance.
Emergency card replacement helps get another card on short notice.
Online account management, and automatic bill payment are some internet related services. Through the account management center, members can check up all card transactions during past billing cycles. A year end financial statement is available on request.
Automatic bill payment makes it easier to schedule recurrent expenditure on a certain date.
Additional cards for family and friends are issued on request. These cards are not charged an annual fee.
Card members receive 20,000 bonus miles with a first purchase. Out of the 20,000 miles, 15,000 miles serve as SkyMiles while 5,000miles are Medallion Qualification miles. Virtually every purchase earns a mile per $1 spent. Everyday purchases earn 2 miles per $1 spent including those on U.S postal service, wireless phone bills, and Delta Air line purchases. Card members are privy to an annual companion ticket at no extra cost. Card members who order additional cards will receive 2,500 bonus miles. Miles expire after a 2 year period. There is no yearly limit attached.
Platinum Delta SkyMiles Credit Card is designed for consumers having good credit. It's reward program will suit those members who plan to take advantage. Bonus miles received with a first purchase qualify one to redeem a free ticket with Delta Airlines.
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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
|Reward Types:||- Airline Reward Cards|
- Universal Reward Cards
|Rewards:||- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account -- redeem 25,000 miles for a flight)|
- 2,500 bonus miles for adding additional cardmember
- Free Companion ticket annually
- 1 mile for every other $1 spent
|Other Benefits:||- Internet account related services|
- Year-end financial statement
- Emergency card replacement
- Travel and emergency assistance services
- Guaranteed hotel and motel reservations
- Medical and Legal referral services
- Auto rental insurance
- $100,000 in travel accident insurance
- Fraud protection
- Zero liability for unauthorized Internet transactions
See terms and condition for more benefits
|Comments:||Miles do not expire as long as the frequent flyer account is active during a 2-year period.|
The introductory rate is available for 12 months on balance transfers submitted during the application process.
|Online Account Access:||Yes|
|Applied Towards:||Balance Transfer|
|APR on Purchases:||15.24% - 19.24% (variable)*|
|Min Finance Charge:||0.50%|
|Late Payment Fee:||N/A*|
|Over Limit Fee:||$35.00|
|Transfer Fee (%):||0.00%|
|APR Cash Advances:||19.99%|
|Cash Advance Fee:||3.00%|
|We do not offer online application for this card at the moment.|
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† The information provided for Platinum Delta SkyMiles Credit Card from American Express is believed to be accurate at the time of evaluation (Aug 28, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.