Credit Card
The Plum Card® from American Express OPEN
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
- Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
*See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | N/A* |
| Annual Fee: | $0.00* |
| Issuer: | American Express Company Cards |
| Card Network: | American Express® Credit Cards |
| Card Category: | Business (Premium) |
| Card Type: | - Charge Card - Co-Branded Card - Instant Decision Credit Card |
| Credit Needed: | Excellent* |
Plum Card from American Express OPEN is a charge card available to business owners with excellent credit. It gives the right opportunity for owners to expand their business with the right amount of credit and business friendly tools coming as added benefits.
As a business owner, the Plum Card lets you balance payments within 2 months once you pay up to 10% initially. Paying in full within 10 days of making a purchase attracts a 1.5% discount. These are trade terms your business can benefit from everywhere the card is accepted.
The annual fee is traditionally $185 but is waived for the first year. Additional cards linked to your primary account are charged a $45 annual fee.
American Express OPEN Savings(r) is the legendary savings program for business owners who want to earn discounts as they spend. You receive discounts ranging between 3% and 25% anything you purchase from participating merchants.
The powerful cash management tool gives you a variety of options when it comes to managing your business financially. The stress of managing accounting software is somewhat reduced with online statements made to be compatible for easier integration.
The online bill payment program lets you schedule automatic bill payment to listed service providers so you no longer have to worry about sending checks at the end of each month.
Whenever you're on travel to local or international destinations, travel accident insurance covers against accidental dismemberment with substantial compensation. American Express® Card Baggage Insurance Plan protects your luggage from damage, theft, and mishandling. Car Rental Loss and Damage Insurance is available with participating car rental outlets coupled with Roadside Assistance for when your car breaks down unexpectedly.
Extended warranty adds extra months to purchased products with existing warranty. Purchase protection could help you out when things didn't go according to plan. Identity theft assistance will get you back on your feet after falling victim to identity theft. If it results in a fraudulent internet purchase, you most likely will not incur liability according to terms.
Emergency card replacement is available wherever in the world you are. Just call the Global Assist Hotline report your card as lost or stolen.
Plum Card from American Express OPEN is open to internet applications. Apply now and you'll receive an instant decision within seconds.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
| Rewards: | - Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more |
| Other Benefits: | - Roadside Assistance Anywhere - Car Rental Loss and Damage Insurance Plan - Baggage Insurance Plan - Travel Accident Insurance - Emergency Card Replacement - Identity Theft Assistance - Emergency Check Cashing - Global Assist Hotline |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | N/A* |
| Annual Fee: | $0.00* |
| Grace Period: | None** |
| Late Payment Fee: | $39.00* |
| Balance Transfer: | No |
| Additional Fees | - First Additional Plum Card: No annual fee - Additional Plum Cards: $45 |
| Apply Now |
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† The information provided for The Plum Card from American Express OPEN is believed to be accurate at the time of evaluation (Mar 2, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.




