Featured Points Rewards Credit Card: Starwood Preferred Guest® Credit Card from American Express

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• Rated: 3.5 out of 5
• Intro APR: 2.9% See T&C*
• Regular APR: 15.24%*
• Annual Fee: $45.00*
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- Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use
- Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.

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Consumers who have good or excellent credit qualify to apply for this Starwood Preferred Guest Credit Card. It's a low interest credit card charging very low interest during an intro period. A rewards program serves those who frequent participating Starwood hotels and resorts. Read more...

The following cards have a point based rewards programs for members to avail of. Card members have the opportunity to earn points as they purchase items in particular categories. A few point rewards cards award points on every purchase; most will award the larger points to everyday expenses usually gas, travel, groceries, and other essentials. Points earned will be used to redeem prizes varying across the different cards. Popular rewards include cash, free merchandise, discounted purchasing, and gift certificates. Some points reward programs will allow you accumulate points over an extended period while others require that points earned be redeemed before a due date after which they expire. A yearly limit is a caps placed on points earnable. Card members who reach the yearly limit are no longer eligible to earn points, in other cases the yearly limit reduces the unit value of a point earned per $1 spent.