Credit Card Review & Application

PREMIER Possibilities Credit Card

3.5

out of 5

- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Just click it! Responses in 60 seconds
- Once your account is open, you may have the chance to personalize your credit card
- Acceptance at millions of locations nationwide, including online purchases (subject to available credit)
- You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: See Terms *
Annual Fee: See Terms*
Card Issuer: First PREMIER Bank
Card Network: MasterCard®
Card Category: Consumer (Regular)
Card Type: - Card for Bad Credit
- Instant Decision Card
Credit Needed: Bad Credit OK*

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When you have bad credit, you still have options in terms of getting a credit card. The PREMIER Possibilities Credit Card has reduced its qualifications to make it friendlier to those with a less than perfect credit score. With just a checking account and an age verification, it's possible to qualify for the credit card.

The application process is simple. Basic information including name, address and social security number are asked for on the application. This information is then verified over a secure connection. Within a minute, you will receive a credit decision. If you qualify for the card, one will be issued to you and you will receive it in the mail within a few days.

Upon opening an account, you have the option of personalizing the card. By adding a personal touch to the card, it can be more important. It won't look like everyone else's card, helping you to set it apart from the rest. The personalization is a free benefit of being a cardholder.

MasterCard is the issuer of the card, allowing you to make purchases virtually everywhere around the globe. Make purchases online, at gas stations, local merchants and over the phone. Pull out cash at millions of ATM machines when credit isn't an option for what you want to buy.

An additional feature of the card is online account management. This feature gives you 24/7 access to your account. View your account balance, view statements and transaction history and even pay your bills online. This makes it easy to know what's going on with your account at all times of the day and night.

If you need to contact customer service, you have many ways of doing so. Submit an email through the online account website or make a call to the toll free number. Representatives are always available to take your call and answer questions you may have about your account.

Using a credit card is safer than cash. You have the ability to use it in more places, too. Use the MasterCard whenever you want and know that it is safeguarded. If you lose it, it can be replaced. The same cannot be said about cash.

When you're ready to get a credit card despite your credit score, this is a convenient card to get. The application process takes just a few minutes and you can find out if you've been approved very quickly. It's a MasterCard that almost anyone can qualify for. It makes purchasing anywhere simple, adding to the flexibility of using a credit card instead of a prepaid or debit card in its place.

Other Benefits: *See website for additional benefits
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: See Terms *
Annual Fee: See Terms*
Grace Period: See Terms*
Late Payment Fee: N/A*
Balance Transfer: No
We do not offer online application for this card at the moment.


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† The information provided for PREMIER Possibilities Credit Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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