Credit Card Review & Application
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Instant Decision Card
- Prepaid Debit Card
|Credit Needed:||Bad Credit OK*|
The FlexCard Prepaid Visa Credit Card Program offers you many benefits in one very simple package. As a Visa card, obviously, you'll have access to an unsecured line of credit, but you can also use the card to get cash or you can use it as a prepaid card, which is one of the most versatile benefits you will find on the U.S. financial market today.
First of all, you should know that the FlexCard Prepaid Visa Credit Card offers you up to $10,000 in unsecured credit. Unsecured credit is the kind of credit that does not require you to make a deposit of any kind. This is a benefit that people who have credit issues or are new to credit will likely appreciate. The credit line is reported to all three major credit bureaus so you can use it to help you build a solid credit history if that is what you need.
At the same time, though, you can also use your FlexCard Prepaid Visa Credit Card as a basic prepaid Visa debit card. This gives you the option of only spending the money that you want to spend by depositing into the account. This is a great option for students who might want to learn the benefits of credit but without having to deal with the penalties of irresponsibility. It can also be a helpful and convenient way for parents to send money to their college-age children.
When you take out a FlexCard Prepaid Visa Credit Card you will find that you could get access to as much as $1,500 immediately. This can be extremely helpful if you have an emergency or other unexpected expense. In order to take advantage of this option, though, you will need to satisfy certain requirements. While you do not need collateral (you don't have to make a deposit), you need to have a valid, current checking account, a minimum income of $800 per month, and be at least 18 years of age. Also, you will need to setup the Direct Deposit option.
Obviously, the FlexCard Prepaid Visa Credit Card program is a convenient and safe alternative to other methods of payment. Of course, it is safer than carrying cash because if your wallet is stolen your cash is not insured but your FlexCard Prepaid Visa Credit Card is backed by an FDIC member bank so you're covered for up to $250,000. That's more than the available line of credit! It is convenient because the Visa symbol lets you use your card anywhere in the world that accepts Visa as well as most online retailers.
|Other Benefits:||*See Terms and Conditions|
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
*See Terms and Conditions -
|We do not offer online application for this card at the moment.|
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† The information provided for FlexCard Ultimate Credit Building Prepaid Visa Card is believed to be accurate at the time of evaluation (Feb 21, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.