Credit Card Review & Application

Prepaid Visa KLS RushCard

4.5

out of 5

- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Stay connected - keep track of your money online and on your mobile.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
- No overdraft fees
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance -- free of charge.



Intro APR: N/A*
Intro Period: N/A
APR: N/A *
Annual Fee: N/A*
Issuer: The Bancorp Inc.
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Prepaid Debit Card
- Tax Refund Card
Credit Needed: Bad Credit OK*

by

Credit cards provide convenient access to money without having to carry cash. This is certainly a great benefit to people who either don't want or don't qualify for traditional credit cards. Perhaps the greatest benefit of prepaid cards, though, is the fact that you do not have to worry about all of the fees and interest rates that can cost you a lot of money over time. This is just one of the ways that the Prepaid Visa KLS RushCard helps people.

Indeed this particular prepaid Visa debit card can help you save money by avoiding fees and interest. You can deposit your paycheck, tax return, or government benefit checks directly into your account, which not only helps you to avoid credit card charges for going over the limit but from check cashing establishments as well.

In addition, there is no monthly or annual fee for using this card, which is something that cannot be said for many checking and savings accounts these days. However, you could be charged a small fee for ATM withdrawals or online bill pay options but these are similar to what you might pay with traditional credit cards and debit accounts.

If saving money is important to you, then you should not only look for ways to reduce service charges and fees but also for financial products that can help you to track your spend and help you be more responsible.

This card could provide you with instant access to your balance, deposit, and recent transaction information using online money tools or you can track them using your mobile device. If you prefer, you can also speak with a customer service representative 24-hours a day.

Backed by Visa, the RushCard series is accepted around the world and is covered by Visa's Zero Liability policy. With this insurance coverage, you don't have to worry about your money if your card is lost or stolen. Furthermore, state-of-the-art, advanced fraud protection ensures that your identity and your money are protected, even online.

What may be most significant about this unique financial product is that although it is not a credit card, the Visa symbol allows you to establish credit without using credit. When you activate the RushPath to Credit service your card activities will be reported to the major credit bureaus.

This can be very good for college students who are new to credit as well as for people who might be having trouble recovering from past credit issues.

Other Benefits: *See Terms and Conditions
Comments: *See site for details. Please refer to ww3.rushcard.com/schedule-of-fees.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
ATM Fee: $2.50
Additional Fees Currency Conversion Fee: Up to 2% of Transaction Amount
ATM Balance Inquiry (Network) - No Fee
ATM Balance Inquiry - $0.50
ATM Decline Fee - No Fee
ATM Withdrawal Fee (Network) - No Fee
ATM Withdrawal Fee - $2.50
Bill Pay Service Fee - No Fee
Card to Card Transfer Fee - No Fee
Cash Deposit - Free
Direct Deposit - Free
Expedited Card Fee - $30.00
Expedited Cash Fee - $30.00
Intl. ATM Balance Inquiry Fee - $1.00
Intl. ATM Withdrawal Fee - $2.50
Live Customer Service - No Fee
Maintenance Fee - No Fee
One-Time Card Activation Fee - None
One-Time Card Fee - $3.95-$9.95
PIN Purchases - 1.00
Paper Statement Fee - $1.00
Replacement Card Fee - $4.95
Store CashBack (PIN Purchase) - No Fee
Telephone Balance Inquiries - No Fee
Transaction Fee - No Fee
We do not offer online application for this card at the moment.


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† The information provided for Prepaid Visa KLS RushCard is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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