Credit Card Review & Application
- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Choose from multiple fee plan options, and switch for free.
- Transfer money to another RushCard member for just $0.99.
- No overdraft fees.
- Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance--free of charge.
|APR on Purchases:||N/A *|
|Card Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
Prepaid Visa RushCard is a debit card so you spend just how much you can afford. This is good most especially for those having limited credit. With very low card charges unlike credit cards, card members can have peace of mind knowing they get to spend without accumulating debt.
This is a debit card and as such members are not likely to incur purchase interest so there is no intro period. Rather, you upload the card just according to how much you want to spend. Direct deposits are allowed through a variety of options including Paypal, and cash at any of the collecting centers.
With Visa's Zero liability policy, card members are protected against unauthorized transactions and in event a member falls victim to unauthorized transaction, no liability is incurred. Mobile alerts inform the card member in detail on every card transaction. An email and text delivered are delivered for added security - this is also an early detection tool for fraudulent transactions.
Round the clock access to card account information is available at no extra cost with online account management. This feature helps card members stick to their budget with card expenses, charges, deposits and relating transactions easily accessible. Card members can pay their bills with added convenience using an automatic bill payment feature even as this is a debit card. All they need to do is select a biller and schedule when the payment should go.
Members are not entered into a rewards program. Offered on the VISA network, this card comes enabled with full benefits afforded visa debit and credit cards. A round the clock customer support service stays awake to serve the needs of card members with support requests.
Prepaid Visa RushCard is open to every U.S resident except those living in Vermont. A U.S social security number is necessary to qualify. You are allowed to open an account with as little as $10. Application or processing fee is $19.95. ATM withdrawals charged $1.95 and account balance checking is $1.00 when outside the U.S. Members are billed a monthly rate for account inactivity.
See applicable terms and conditions before apply.
|Comments:||*See site for details. Please refer to ww3.rushcard.com/schedule-of-fees.|
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||You may be charged a fee of up to 3.00% of the converted U.S. dollar amount of any transaction made in a currency other than U.S. dollars.|
ATM Balance Inquiry (Network) - No Fee
ATM Balance Inquiry - $0.50
ATM Decline Fee - No Fee
ATM Withdrawal Fee (Network) - No Fee
ATM Withdrawal Fee - $2.50
Bill Pay Service Fee - No Fee
Card to Card Transfer Fee - No Fee
Cash Deposit - Free
Direct Deposit - Free
Expedited Card Fee - $30.00
Expedited Cash Fee - $30.00
Intl. ATM Balance Inquiry Fee - $1.00
Intl. ATM Withdrawal Fee - $2.50
Live Customer Service - No Fee
Maintenance Fee - No Fee
One-Time Card Activation Fee - None
One-Time Card Fee - $3.95-$9.95
PIN Purchases - 1.00
Paper Statement Fee - $1.00
Replacement Card Fee - $4.95
Store CashBack (PIN Purchase) - No Fee
Telephone Balance Inquiries - No Fee
Transaction Fee - No Fee
|We do not offer online application for this card at the moment.|
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† The information provided for Prepaid Visa Classic RushCard is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.