Credit Card Review & Application

4.1

out of 5

- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no
penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or
application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit
bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit
Account to secure your line.
- *See additional primor® Secured Mastercard Classic Card details



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 13.99% (fixed)*
Annual Fee: $39*
Card Issuer: Other Issuers
Card Network: MasterCard®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Low Interest Credit Card
Credit Needed: Accepts All*

Like the idea of a secured credit that includes a fast qualification and approval process, no application or processing fees and backed by a globally recognized financial entity? If so, the primor Secured MasterCard Classic Card is what you've been waiting for. This powerful financial tool is just one more way to strengthen your buying power. Your money's held in a FDIC insured account and you won't find a better secured card on the market today.

These days, it's difficult to do business without a credit card. Try making a hotel or airline reservation without having a major credit card to hold the reservation. Everyone needs a source of funding for life's unexpected happenings and this latest offer delivers this and much more to consumers. Whether you've opted to reduce credit card debt or you simply want to strengthen your buying power, this secured MasterCard Classic Card is the one vehicle that can get your there.

Many consumers are turning to these financial products because of the safety they provide and the ability to control every aspect of their money. A secured card is also different from a traditional credit card in that users deposit funds into a FDIC insured account; this helps ensure users' approvals while also extending one's buying power for the long run. The amount in the savings account determines the credit limit on the secured card. You determine your credit line.

Another benefit to the primor, you can better track fees, interest payments and your credit limit, thereby ensuring you're right where you want to be in terms of your finances. It really is all about fiscal responsibility these days. This is ideal for improving credit utilization rate, which is one of the best ways to ensure future buying power and more importantly - it keeps your money options open. Few secured cards today offer no processing or application fees, or if they do, the fees are tucked away elsewhere. With the primor MasterCard, you're assured of transparent terms and conditions and an ethical team of customer service reps who do nothing but work to ensure every customer is happy with their primor and the benefits it offers. They're available to answer questions around the clock, too. Strong customer service has always been the linchpin in MasterCard's success. Whether you already possess one or more credit cards or maybe you're a recent college graduate, it could be that you've made the decision to simply take control of your finances, this primor Classic card is a great choice.

As a cardholder, you'll enjoy a credit line from $200 all the way to $5000 - and the choice is yours to determine. That's just one reason, of course. Imagine around the clock customer service and online account management. The card issuer has built its reputation on solid ethics, commitment to community and focus on the customer. It's a formula that's worked for years.

Wondering how it works? It takes just a few minutes to apply and usually, to receive an approval for your application. Your approval is based on whether your monthly income exceeds your monthly expenses by at least $100.00. Our always-on society demands fast turnarounds and this is what MasterCard and First Choice had in mind when creating this latest co-partner offer. Once we've processed your information to ensure you meet the qualification compliance guidelines, we'll let you know you've been approved. From there, you'll want to set aside the funds needed to cover your credit line. You're encouraged to consider the savings accounts offered by the bank. They allow you to earn interest, what is always a good thing.

There are no processing fees, no application fees and no surprise changes. With low fixed interest rates and no penalty fees, this is an affordable option for many families. You can check your balance, view your current and recent statements, review transactions, set up payment reminders and more. You can even set up automatic monthly payments so you never have to worry about a late payment.

We invite you to review the terms and conditions, compare the primor card to other similar offers and see for yourself the difference our card offers. And, as always, if you have questions, our customer service representatives are always on standby.

The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: *See Terms and Conditions of the card for other benefits
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 13.99% (fixed)*
Annual Fee: $39*
Grace Period: 25 days*
Min Finance Charge: $1.00
Min Credit Line: $200
Max Credit Line: $5,000
Late Payment Fee: $29.00*
Balance Transfer: No
APR Cash Advances: 18.99%
Cash Advance Fee: 5.00%
Minimum Fee: $5.00
Additional Fees Foreign Transaction: 3% of each transaction in U.S. dollars
Returned Payment: Up to $29
Additional Card Fee: $29
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† The information provided for primor® Secured MasterCard® Classic Card is believed to be accurate at the time of evaluation (May 25, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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