Credit Card Review & Application
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
- *See application for additional details
|APR on Purchases:||13.99% (fixed)*|
|Card Issuer:||Other Issuers|
|Card Category:||Consumer (Secured)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Low Interest Credit Card
|Credit Needed:||Accepts All*|
A secured credit card has become a preferred financial product for many - and for good reason. It's a great option for budgeting and of course, the buying power and protection credit cards offer are important as well. There are many offers and it can be challenging to differentiate one from the other, but there are also many that offer far more than their competitors. These are the ones with lower fees, customer service that's easy to access, worldwide acceptance and online account management.
For those looking for a low-cost, but high value secured credit card, the primor Secured Visa Classic card offers everything consumers are looking for. Within a few minutes, you can be approved for a credit line between $200 and $5000. The application process is a breeze, processing the application takes only moments and approval is guaranteed, provided your monthly income is at least $100 more than your monthly expenses. Because of the many secured credit card offers available, it can be challenging to differentiate the better offers from those that can cost consumers in the long run. That's why it's important to weigh the benefits of any you may be considering. Consider things like any financial goals you're setting, your spending habits and the fees associated with any prepaid card.
The perks associated with this card offer are many. The cardholder's payments are reported to all three national credit bureaus, which can lead to even more buying power. There are no application fees nor are there processing fees. You'll enjoy low fixed interest rates, too, when means you save money each month.
The need for better credit options began emerging in 2008, when Americans were carrying more than $1 trillion in credit card debt. Since then, those numbers have come down, but for many, it was a reminder of how important it is to stay on top of our finances. This secured Visa card helps you accomplish those goals. Whether it's been a shift in the way we manage our money or a shift in how we use the options available to us, the end result is the same: we're looking for better credit cards, stronger benefits and fewer fees. Our financial independence, as a whole, relies on these better options. Because we go through life facing a number of major purchases, including our homes and automobiles, financial education can make the difference in how we accomplish those money goals and how it affects our buying choices years from now. No one's purpose is served with secured credit card offers that fall short. When offering this secured credit card, the goals were to address those consumer needs with transparent terms and conditions, lower fees, security and the conveniences our technology-driven society. It's difficult to do many things without a credit card. If you're making hotel or plane reservations, most companies require a major credit card to hold the reservations. The same holds true for renting a car, qualifying for an apartment or shopping online. Even if you intend to use cash to pay for various car rentals or to pay your rent each month, it's the credit card that holds those important reservations.
The deposits you'll use to secure your card are held in a FDIC Insured Savings Deposit and with the other benefits, including online card access, this is great option for many. Cash advances are allowed with your secured card with competitive fees. With new banking and finance regulations that have been instituted since the recession, it's even more important to complete due diligence on any financial offer. With just a bit of research, you'll see how this offer rises above the competition.
This secured card offers everything consumers are looking for. In a time when we're seeking to rein in our spending and while we're carefully budgeting our finances, this is one financial tool that can help consumers achieve those goals. Applying is easy and remember, your approval is guaranteed if your income is $100 more than your monthly expenses. Apply today and before long, you'll enjoy the perks and benefits that define this secured credit card offer.
The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||*See Terms and Conditions of the card for other benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||13.99% (fixed)*|
|Grace Period:||25 days*|
|Min Finance Charge:||$1.00|
|Min Credit Line:||$200|
|Max Credit Line:||$5,000|
|Late Payment Fee:||$29.00*|
|APR Cash Advances:||18.99%|
|Cash Advance Fee:||5.00%|
|Additional Fees||Foreign Transaction: 3% of each transaction in U.S. dollars|
Returned Payment: Up to $29
Additional Card Fee: $29
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† The information provided for primor® Secured Visa® Classic Card is believed to be accurate at the time of evaluation (Feb 13, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.