Credit Card Review & Application

3.8

out of 5

- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
- *See application for additional details



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 9.99% (fixed)*
Annual Fee: $49*
Card Issuer: Other Issuers
Card Network: MasterCard®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Instant Decision Card
- Low Interest Credit Card
Credit Needed: Accepts All*

Many consumers today are looking for credit cards that offer a bit of a foundation. For them, that foundation is found in the control secured credit cards offer. A secured credit card usually has the backing of a major card brand, such as the globally recognized MasterCard. A cash deposit allows the user to determine his own credit limit based on that deposit. A $500 deposit equates to a $500 credit line. Consumers also know that no two credit offers are the same. Some have significantly fewer and lower monthly fees. Those are the ones that are worthy of a second look. The primor Secured MasterCard Gold Credit Card is an excellent example of what a secured credit card should provide its users.

With a low fixed interest rate, it's never been easier to successfully manage your finances. There are no penalty rates, no processing fees and no application fees. Plus, your approval is guaranteed provided your monthly income exceeds your monthly expenses by $100 or more. The application process is fast and so is the approval process. Once we process your information and we qualify you, simply open an FDIC insured savings account and begin using your card.

You're sure to enjoy the lower interest rates and exceptional customer service, too. Wondering about the minimum deposit? You'll be happy to know that you can get started with as little as $200. You can also go as high as $5000. Remember, your credit limit will be the amount of your deposit.

Consumers have come to rely on the primor MasterCard for a number of reasons. The lower rates, transparent terms and conditions as well as the customer service are just a few of the reasons this is a great option for many customers. The strength behind the MasterCard logo lets you know your transactions are safe. Whether your credit history has long been established or you're just beginning to build a history, this is a great way to start.

Americans are using their secured credit cards as a way of monitoring their spending, which makes it a smart financial move for those wishing to rein in how much money that's going out each month. If it's a low fee secured credit card you're looking for, you'll enjoy the benefits of this MasterCard. Along with the better fee structures, you'll also enjoy around the clock customer service and online account access. This is great for those wanting to keep an eye on every penny they spend.

The need for better credit options began emerging in 2008, when Americans were carrying more than $1 trillion in credit card debt. Since then, those numbers have come down, but for many, it was a reminder of how important it is to stay on top of our finances. This secured Visa card helps you accomplish those goals. Whether it's been a shift in the way we manage our money or a shift in how we use the options available to us, the end result is the same: we're looking for better credit cards, stronger benefits and fewer fees. Our financial independence, as a whole, relies on these better options.

Because we go through life facing a number of major purchases, including our homes and automobiles, financial education can make the difference in how we accomplish those money goals and how it affects our buying choices years from now. No one's purpose is served with secured credit card offers that fall short. When offering this secured credit card, the goals were to address those consumer needs with transparent terms and conditions, lower fees, security and the conveniences our technology-driven society. It's difficult to do many things without a credit card. If you're making hotel or plane reservations, most companies require a major credit card to hold the reservations. The same holds true for renting a car, qualifying for an apartment or shopping online. Even if you intend to use cash to pay for various car rentals or to pay your rent each month, it's the credit card that holds those important reservations.

The deposits you'll use to secure your card are held in a FDIC Insured Savings Deposit account. Your MasterCard allows cash advances, as well. The fees are competitive and you have the backing of the most recognized financial entities anywhere in the world. With new banking and finance regulations that have been instituted since the recession, it's even more important to complete due diligence on any financial offer you're considering. We're sure that with just a bit of research, you'll see how this offer rises above the competition.

This secured card offers everything consumers are looking for. In a time when we're seeking to rein in our spending and while we're carefully budgeting our finances, this is one financial tool that can help consumers achieve those goals. Applying is easy and remember, your approval is guaranteed if your income is $100 more than your monthly expenses. Apply today and before long, you'll enjoy the perks and benefits that define the primor secured MasterCard Gold credit card offer.

The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: *See Terms and Conditions of the card for other benefits
Credit Reporting: Yes
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 9.99% (fixed)*
Annual Fee: $49*
Grace Period: 25 days*
Min Finance Charge: $1.00
Max Credit Line: $5,000
Late Payment Fee: $29.00*
Balance Transfer: No
APR Cash Advances: 18.99%
Cash Advance Fee: 5.00%
Minimum Fee: $5.00
Additional Fees Foreign Transaction: 3% of each transaction in U.S. dollars
Returned Payment: Up to $29
Additional Card Fee: $29
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† The information provided for primor® Secured MasterCard® Gold Card is believed to be accurate at the time of evaluation (Feb 9, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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