Credit Card Review & Application
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
- *See application for additional details
|APR on Purchases:||9.99% (fixed)*|
|Card Issuer:||Other Issuers|
|Card Category:||Consumer (Secured)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Instant Decision Card
- Low Interest Credit Card
|Credit Needed:||Accepts All*|
Secured credit cards have grown in popularity because of the versatility they now offer. They're ideal for travelers, online shoppers and the everyday consumer who's looking for a better financial choice. The best secured cards are far safer than carrying cash and choosing the right card offers protections that cash can never deliver. In recent years, we've seen Americans using their secured credit cards as a way of monitoring their spending, which makes it a smart financial move for those wishing to rein in how much money that's going out each month. If it's a low fee secured credit card you're looking for, you'll enjoy the benefits of this Visa. There are never any hidden fees, it offers the lower APR we're all in search of and you can access your account, as well as customer service representatives, around the clock.
With a low interest rates, saving has never been easier. When you select this secured Visa, you decide your credit limit - from $200 up to $5000. Your deposits are protected in FDIC accounts and with the Visa logo, you know your purchases are safe. The reporting to the three biggest credit bureaus means a better financial future and more spending power, too. The absence of processing or application fees is a bonus many other secured card offers can't offer consumers.
Wondering about the approval process? Your application process takes just a few moments and once you've submitted it, we process the information you've provided and verify your identity. You need to be at least 18 in most states (19 in Alabama and Nebraska and 21 in Mississippi). You may be asked to provide proof of identity, but this is to ensure your safety. As with all credit offers you consider, be sure to review the terms and conditions. Once you're approved, you'll be invited to open a savings account with your initial deposit. No worries there, either: it's FDIC insured. Increase your credit limit by making additional deposits into your savings account in $50 increments. You're in complete control.
The advantages of these secured financial tools are many. Fast approvals, worry free online shopping and bill payments, total and complete control over your credit limit (and your spending and saving, too), global acceptance, and of course, fast cash withdrawals at any of the thousands of ATMs that accept your secured primor card. You'll enjoy all of the perks that come with a traditional credit card. The same federal laws that protect holders of traditional credit cards protect those who hold secured credit cards as well. If your primor Visa is ever stolen or lost, simply give us a call and we can get a new card to you right away while also canceling your lost card.
Many of us are worried about security when we're online, in restaurants and anywhere else we use credit cards. Visa has the latest in technological security measures in place so that you can go about your day confident in your choices and knowing you're protected. You can also sign up for account alerts so that you know the state of your account around the clock. Budgeting on the go has never been easier.
Finally, with more than $11 trillion in credit card debt by American consumers (and an average of $15,000 in credit debt per household), there's been a definitive shift in how we view and use credit. The primor card brings to the table something consumers haven't seen in a while: complete transparency and choices in how we build, use and view credit as a whole. Whether you're reining in debt or beginning to build a credit file, this secured Visa is a strong choice for meeting your financial goals. Remember, your payment history is reported to all three credit bureaus, which is just one more proactive step you can take to strengthen your personal buying power. With choice comes options.
We always encourage consumers to conduct their own due diligence, comparison reviews and a close study of various fee structures. You'll see that this is one of best secured credit card offers on the market today.
The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||*See Terms and Conditions of the card for other benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||9.99% (fixed)*|
|Grace Period:||25 days*|
|Min Finance Charge:||$1.00|
|Max Credit Line:||$5,000|
|Late Payment Fee:||$29.00*|
|APR Cash Advances:||18.99%|
|Cash Advance Fee:||5.00%|
|Additional Fees||Foreign Transaction: 3% of each transaction in U.S. dollars|
Returned Payment: Up to $29
Additional Card Fee: $29
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† The information provided for primor® Secured Visa® Gold Card is believed to be accurate at the time of evaluation (Feb 9, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.