Credit Card Review & Application
- Instant Account Number - A Great Card for your Money.
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker with direct deposit
- Choose Your Card Color - Blue or Pink
|APR on Purchases:||N/A *|
|Card Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
READY Debit Visa Prepaid Card is designed for everyone who fancies having a prepaid debit card.
Qualification requirements do not involve your credit rating. All you need is a government issued I.D. and a valid social security number. Those applicants who succeed with their application will incur card issuance or application fee. This fee is deducted when the first direct deposit is made.
Coming to direct deposits, this card makes it even more comfortable. There are three ways to direct deposit into the card account. Through the internet, an employee or any other person transferring money to you can make a direct deposit from Paypal into your account. Visa ReadyLink and Green Dot MoneyPaks are two other options. Direct deposits are done at no extra cost.
Members avail of internet related services. First is an online bill payment feature which allows card members pay an electronic bill to the power company, mobile company, internet service provider and virtually every other person who needs to receive a payment from the member. Online bill pay is very convenient and comes with a $4 per transaction fee.
ATM balance inquiry within is virtually free so members can keep up to date on expenses and available balance.
Customer service is dedicated to providing optimum comfort to members even as their queries are answer. Members can call an automated phone service, or use the online customer service at no extra cost. Live customer support comes with a small fee.
Card members can get an additional card for a low charge.
Card members do not incur any APRs or hidden charges as with credit cards. Furthermore, card members get to spend just what they make. Lots of credit card companies will have you to in huge debt accumulating over long periods of time but with a prepaid debit card, the user cannot incur debt so there's nothing to worry about.
It's often a good idea for you to have funds stashed away in a prepaid debit card. Carrying cash about isn't a safe option but with the READY Debit Visa Prepaid card and Visa's Zero Liability policy, you'll get full assurance that your money is waiting just where you left it.
Interested persons should read applicable card agreement for specific details on the basic/select card accounts and up to date information.
|Other Benefits:||- Internet related services|
- Visa's Zero Liability
- 24/7 customer service
*See Terms and Conditions of the card
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ACH debit - $2.25
ATM Withdrawal - $2.25
ATM Withdrawal Decline - FREE
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service (per month) - 1 Free
Monthly Fee - $9.95*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - FREE
POS Transaction Decline - FREE
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card (Max 1 card) - $10.00
Signature Transaction - FREE
U.S. ATM Balance Inquiry - FREE
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† The information provided for READYdebit Visa Prepaid Card is believed to be accurate at the time of evaluation (Oct 31, 2014). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.