Credit Card Review & Application
|APR on Purchases:||N/A *|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Instant Decision Card
- Prepaid Debit Card
|Credit Needed:||Bad Credit OK*|
Do you need a debit card which allows you to do more than just swipe it at different places? A lot of debit cards just allow you to deposit money through linked bank accounts online. People often even struggle between handling a credit card and a debit card. The READYdebit Control Mint credit card is equipped with far more features which makes it an ideal choice to have as the only card in your wallet.
There are three ways you can deposit money into your card with the READYdebit card. The electronic method is easy enough as the bank provides you with a routing number that can be used to deposit money by you or those who are tech savvy. Also, you can ask for bank account transfers from the bank itself. Now, comes the differentiator, compared to other cards, READYdebit allows you to use over 50,000 outlets where you can use the GreenDot MoneyPaks or Visa READYLink.
One advantage of this card is that you get a credit score which negates the need to keep checking on your account and paying bills. For the amount of benefits given, the card only charges you two fees (i.e., the purchase fee on each purchase which is minimal and the card account set up fee which again is nothing compared to the benefits).
The READYdebit control credit card can be used by anyone with no overdraft fees charges, no charges for cheque payments, automated card customer service which is free of cost, free online payment of bills, and direct deposit of payments.
For a lot of people who are turned away from banks, READYdebit allows you the luxury of having a debit card just by validating personal information without any cheque systems or credit systems. The card allows access to various ATMs so you can use the card for online shopping, bill payments for day to day items, and sending or receiving money over the internet.
For security matters, each time you deposit money, the sum total is insured by FDIC. The purpose of the company is to provide a card which does not charge high fees to maintain accounts or send overdrafts and do necessary things with it. The READYdebit control prepaid credit card is simple and can be used for whatever necessary purposes a debit card has to be used. The fee structure only charges in matters of transactions and makes everything else free for the customer like bills payments or deposits of money. It is known for the Visa Zero Liability.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||- Free Credit Score|
- 24/7 customer service
- Internet related services
- Visa's Zero Liability
*See Terms and Conditions of the card
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Opening Minimum:||See Terms|
|Additional Fees||Monthly Fee (svc chg-monthly): Free with at least $1500 in monthly Direct Deposit, otherwise $3.95|
ACH debit - $2.25
ATM Withdrawal - $2.25
ATM Withdrawal Decline - $1.95
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service (per Call) - $2.00
Monthly Fee - FREE*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - $0.95
POS Transaction Decline - $1.95
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card - N/A
Signature Transaction - $0.95
U.S. ATM Balance Inquiry - $0.50
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† The information provided for READYdebit® Visa® Mint Control Prepaid Card is believed to be accurate at the time of evaluation (Jan 5, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.