Credit Card Review & Application
- Teen debit card benefits
- 12 different card design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Safer than cash with lost card protection
- Strict spending limits and easy monitoring
- Lower fees than bank cards
- Use at millions of locations worldwide
- Family and friends can load it
|APR on Purchases:||N/A *|
|Card Issuer:||University Bank|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Celebrity Card
- Co-Branded Card
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
|Credit Needed:||Accepts All*|
The Rob Dyrdek Prepaid MasterCard is a credit card that requires no credit check and has lower fees than most bank cards. The person using it is limited to the amount that is loaded on it. There are no worries about overdraft fees, or a revolving balance which can hurt their credit rating. Credit ratings can affect a future credit score, this card is not reported, nor can it run the risk of late payments or late fees.
Instead of paying cash to a teenager, which usually ends up misplaced before it is spent, this card is reloadable in any increment, at any time, instantly. It can be loaded with weekly allowance or special occasions.
Teens are so hard to buy for. When family and friends are looking for something to give them on their birthday or holidays, they are able to load funds onto the card. It is a great alternative to those gift cards which limits where they can make a purchase with it. This MasterCard can be used like any other credit card, being accepted at millions of locations worldwide.
Unlike cash, if lost or stolen, it be replaced quickly and easily. Teenagers are known for misplacing things, there is no reason to cancel a card if it is misplaced, you are able to lock the card while looking for it and then unlock it again at any point. It is safer and has a guarantee of funds if lost, which is not the case with cash.
The ideal card for teens on vacation or away at college, if they spend the money that was on the card, no need to send cash, you can simply reload this card with any amount. The amount reloaded is available instantly for them if something unforeseen happens. It is all controlled through the subscribers email.
Getting cash to someone in an emergency is no small feat, but with this card, the money will be available to them instantly. Because it is limited to the loaded amount, it cannot be taken advantage of, or overspent, teaching them the responsibility of credit without the risk of having limitless funds available.
Much like a bank account, teens are able to see the benefit of monetary accumulation. If they are saving for something, they can watch as the money they earn accumulates. Once they reach their goals, they have the freedom to go online and use it to make purchases on the Internet, you just can't do that with cash.
The card is all maintainable through email. Once you set the card to your email address, you have instant access to it at all times, maintaining complete control over it. You can also set it to have alert text and emails sent, so you can tract the balance at any time.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||*See Credit Card Holder Agreement for Other Benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ATM Balance Inquiry – Domestic - $0.50
ATM Balance Inquiry – Intl. - $1.00
ATM Decline – Domestic - $0.50
ATM Decline – Intl. - $0.50
ATM Insufficient Funds – Domestic - $0.50
ATM Insufficient Funds – Intl. - $0.50
ATM Withdrawal – Domestic - $1.50
ATM Withdrawal – Intl. - $2.50
Activation Fee - FREE
Card Replacement - $7.95
Monthly Allowance Load (ACH) - $1.50
Monthly Service Fee - $3.95
Overdraft Fee - FREE
PIN Based Purchase Fee - FREE
Prepaid Card One-Time Load (ACH) - $1.75
Prepaid Card One-Time Load (Credit Card) - $2.95
Replacement Card Express Service - $25.00
Signature Purchase Fee - FREE
We do not offer online application for this card at the moment.
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† The information provided for Rob Dyrdek Prepaid MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.