Credit Card Review & Application
- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Free 24/7 customer service.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
|Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The Black Diamond Rushcard is a prepaid Visa card for US residents. The card is specially designed to bring all the benefits of holding a prepaid card to everyone in possession. The convenience of everyday purchasing isn't taken out and cardholders have renewed confidence in their ability to live without debt.
Cardholders are encouraged to invite friends for a $5 reward each time referrals sign up for the card. Using the online account management interface, cardholders may send bill payments to thousands of billers in a convenient way. This feature is quite useful for staying on time with rent, utility, and other important bill payments.
The card charges a $3 card activation fee and $9.95 monthly account maintenance fee. Cardholders incur a $1 domestic transaction fee when withdrawing cash or purchasing items from POS terminals. ATM balance inquiry charge $0.50 per transaction. Cardholders get two free withdrawals each month and $2.50 per withdrawal after the first two.
For international transactions, ATM balance inquiries charge $1, while withdrawals cost $2.50. The foreign currency conversion rate is set at 2%. Depositing funds to the card account is at no extra cost. Cardholders will receive monthly account statements for free and a paper statement mailed to their address for a $1 fee. Moreso cardholders don't incur any monthly inactivity fee.
Cardholders have various options to deposit funds including PayPal, Direct Deposit, Money Order, Check, and Cash Deposits. Excluding tax refunds, cardholders make cash deposits exceeding $1,000 within a 24 hr period. Direct Deposits have a $5,000 maximum load per day.
The Black Diamond Prepaid Visa Rushcard is widely accepted around the world. In this cardholders know they hold a card that can be used for everyday purchasing, online, and service payments.
Pay your income tax or receive federal or state refunds on the Rushcard with ease and convenience. The card features Visa's Zero fraud liability identity theft protection policy for added protection to cardholders who use these cards as needed.
This card is open to all US residents except those in Vermont.
|Rewards:||- Receive $5 when you refer a friend to RushCard!|
|Other Benefits:||- Create a budget and track your spending|
- Pay your bills and send checks to anyone online
- Get instant account information with email and text alerts
- Receive $5 when you refer a friend to RushCard!
- Enjoy exclusive savings and chances at winning BIG!
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||You may be charged a fee of up to 2.00% of the converted U.S. dollar amount of any transaction made in a currency other than U.S. dollars.|
ATM Balance Inquiry - $0.50
ATM Withdrawal (2 withdrawals fee) - $2.50
Add Money - FREE
Card Activation - $3.00
Convenience Fee (Use PIN) - $1.00
Convenience Fee (Without PIN) - FREE
Monthly Account Maintenance - $9.95
Monthly Inactivity - FREE
Online Statement - FREE
Paper Statement - $1.00
Replacement Card - $9.95
Rush Bill Pay Enrollment - $2.00
Rush Bill Pay Transaction - $1.00
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† The information provided for Prepaid Visa Black Diamond RushCard is believed to be accurate at the time of evaluation (May 9, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.