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Shop Easier With The PayPower Visa Prepaid Card

January 15, 2013 by CreditCardsCo™

Using a prepaid Visa is easier with the PayPower Visa Prepaid Card. You get all the power of Visa without having to worry about debt. The card is simple to use, affordable and is much safer than cash. Managing your money is simple with the various features, too.

Adding Money Is Easy

Adding money to a prepaid Visa is critical. This card makes it easy so you never have to worry about not having enough money on your card to complete all of your purchases. You can choose to load money at thousands of locations nationwide or to use direct deposit from your employer. Either is available and is based upon what's convenient for you.

When you go into a location to have money loaded, you can choose to bring in cash, check, money orders or other forms of currency. With thousands of locations around the country to choose from, you never have to worry about not finding a place close to you.

Direct deposit is another option. Your check from your employer will go directly into your prepaid Visa account so you don't have to take your check down to the bank, wait in lines or spend money on check cashing fees. The money is simply in your account on payday so you don't have to do anything.

You can choose to use both options or only one. The important thing is that you have a convenient way to load money onto your card. The more money you have on your card, the more buying power you have with the prepaid Visa.

Spending Money Is Easy

You will be able to spend money without any kinds of problems. No matter what you want to spend money on, the Visa will allow you to do so. The card is accepted almost anywhere, which makes it that much easier to spend the money. It's accepted in more places than cash because it can be used for purchases online as well as over the phone.

It will be simple to pay for purchases everywhere you go. You can use the card to pay for gas at the pump, at local merchants and even for travel that you book over the phone. As long as you have the credit card number and the expiration date, there is no limit to where you can make purchases.

If you need to pay a bill, the prepaid account makes it easy to do that as well. When you need to spend money on paying a bill, you can do so online or over the phone. This way you can pay the bill without writing a check and putting it in the mail. The bill can be for utilities, a cell phone or even a credit card. No matter what kind of bill it is, it can be paid with your prepaid card, giving you more spending power than you thought was possible.

Managing Money Is Easy

You should be able to manage the money the way you want. There's no reason why you have to go into debt. The benefit of a prepaid card is that you will never go into debt. There's no interest rate because there is no credit line. You can only spend what you have loaded on your card. Essentially, you have prepaid for all of your purchases. When you wish to manage your money, there are several tools provided by the card to simplify this.

  • Online account tools
  • Programmable alerts
  • Customer service
  • Fraud protection

There are online account tools that you can access 24/7. You will have a username and password that can be used to view all of the details of your account. You can view past purchases and what your current balance is. Since you can always go online to find out what's in your account, you will never have to worry about not having enough money in your account. This means you won't ever have to worry about a transaction being denied because you will be able to know what’s in your account and when it's time to put more money into the account.

Programmable alerts allow you to stay in the know without having to log into your account. You can receive an email or a text regarding certain activity on your account. For example, you can find out when your account has reached a certain balance or if there is a transaction that has posted to your account. By getting alerts, you can eliminate embarrassing situations of being told that you have insufficient funds in your account to pay for a purchase.

Customer service is available on the account, just like you would expect with a real Visa. This allows you to call and speak to a live representative if you have a question about the account. You can choose to contact the representative via the toll free number on the back of the card or via the website. You choose the method that's the most convenient for you to find out about the account, a charge or make some other type of inquiry.

You can also manage your money more effectively through fraud protection. Cash can be lost or stolen easily. When all of your money is in a prepaid Visa, you can be protected against fraud with ease. The bank is always monitoring your account and if a fraudulent charge occurs, it won't drain all of your money – which is more than can be said about cash.

Final Word

Prepaid cards are not all the same. When you want one that is more affordable and gives you more perks, you can apply for PayPower Visa prepaid card online. Within days, you can receive the card, load it and begin using it all around town for all of your purchases.

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