Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: Discover it® Credit Card
  • Discover it Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0%*
  • Regular APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*

- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

* * *

The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



Universal Rewards Credit Cards Listing

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Business Gold Rewards Card from American Express OPEN
Business Gold Rewards Card from American Express OPEN
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: Intro $0 for 1st year, then $175*
4.0 out of 5

With Gold Rewards Card from American Express OPEN Businesses having good credit are able to consolidate expenditure into one card as a means to effective management of funds with options to earn various rewards along the way.

Info Review Benefits Fees
1-2-3 REWARDS® Visa® Credit Card
1-2-3 REWARDS Visa Credit Card
  • Intro APR: 0%
  • Intro APR Period: 9 months*
  • APR: 13.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

This no annual fee credit card features the ability to earn points with every purchase. When the card is used at participating stores, it's possible to earn 2 or 3 point per dollar spent as well. Additional features include zero fraud liability and online account management.

Info Review Benefits Fees
Discover it® for Students Credit Card
Discover it for Students Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It for Students credit card is unique in that it's flexible for the need of students. It's easy to apply for, involves no annual fee and has an affordable APR. There are also various benefits that students can enjoy throughout the year to make their spending more affordable.

Info Review Benefits Fees
US Bank FlexPerks Cash Rewards Visa®
US Bank FlexPerks Cash Rewards Visa
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank FlexPerks Business Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks Business Travel Rewards Visa® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Business Travel Rewards Visa Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Travel Rewards Visa is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
US Bank FlexPerks® Travel Rewards Visa Signature® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Travel Rewards Visa Signature Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Travel Rewards Visa makes it possible to earn points easily. All the points can be used for travel - free airfare, hotels, rental cars and much more. Additional features of being a cardholder include discounts with National Car Rental and other travel partners.

Info Review Benefits Fees
USAA Cash Rewards™ American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Excellent Credit)
Barclaycard Rewards MasterCard (Excellent Credit)
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% - 24.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

If you have excellent credit, you could take advantage of the premium benefits offered by some of the best credit cards on the market today. With this card, for example, you could quickly and easily earn rewards while avoiding fees and other restrictions.

Info Review Benefits Fees
Harley-Davidson® Visa® Credit Card
Harley-Davidson Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Harley Davidson Visa Credit Card is simple to apply for and is packed with rewards. Points are earned for every dollar spent, which can be turned into cash certificates to be used for a variety of different rewards. Other benefits include no pre-set spending limit as well as online account management tools.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% to 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Average Credit)
Barclaycard Rewards MasterCard (Average Credit)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.99% (V)*
  • Annual Fee: $0*
3.5 out of 5

Many credit cards offer comprehensive and flexible benefits. This one is no different, but it also has competitive rates and a low annual fee, two characteristics that are not always easy to find unless you have excellent credit.

Info Review Benefits Fees
USAA Rewards™ American Express® Card
USAA Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

USAA is one of the most popular and consistently well-regarded financial services company in the United States. The USAA Rewards American Express card is a fine example of the quality products they provide.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Good Credit)
Barclaycard Rewards MasterCard (Good Credit)
  • Intro APR: 0%
  • Intro APR Period: 6 months*
  • APR: 24.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Barclaycard Rewards MasterCard provides cardholders with points. The no annual fee card features no cash back limits, no blackout dates and no expirations. As cardholders spend with the card, they earn more points. The points can then be redeemed for travel, dining, shopping and other rewards as they desire.

Info Review Benefits Fees
USAA Rewards™ World MasterCard
USAA Rewards World MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.5 out of 5

When you carry this credit card you will get the convenience global purchasing power of a World MasterCard as well as the award-winning customer service of one of the best financial services offered by USAA.

Info Review Benefits Fees
USAA Cash Rewards Platinum Visa® Credit Card
USAA Cash Rewards Platinum Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

The USAA Cash Rewards Visa is a simple card to apply for. The benefits include earning cash back for every purchase that is made. Additionally, card features include online account tools, no annual fees as well as flexibility in making payments.

Info Review Benefits Fees
USAA Active Military World MasterCard®
USAA Active Military World MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

The USAA Active Military MasterCard is a simple card to apply for. Cardholders choose whether they want rewards or a cash rebate. There is no limit to the amount of points or rebates that can be earned. For those being deployed, there are also other benefits of the card.

Info Review Benefits Fees
USAA Cash Rewards™ World MasterCard
USAA Cash Rewards World MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Cash rewards are easy to earn with credit card like this one. Other simple benefits and convenient services make this card one to watch for in today's competitive financial services industry.

Info Review Benefits Fees
LifeMiles Visa Signature® Credit Card
LifeMiles Visa Signature Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 12.99% to 19.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The LifeMiles Visa Signature Card has an array of benefits that other cards don't feature. Cardholders will enjoy no spending limit as well as various signature benefits. Additionally, LifeMiles will be earned that can be used on a variety of different airlines including Avianca and TACA. Cardholders also enjoy purchase security, roadside assistance and much more.

Info Review Benefits Fees
Vision Premier® Prepaid Visa® Card
Vision Premier Prepaid Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Vision Premier Visa Card is a prepaid credit card designed for individuals who want to earn points for rewards as they spend while taking advantage of various card benefits at no extra cost.

Info Review Benefits Fees



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