Universal Rewards Credit Cards
- Featured Universal Rewards Credit Card: Household Bank Rewards MasterCard®
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- Intro APR: 0% for 9 months*
- Regular APR: 19.90% *
- Annual Fee: See terms*
- Review
- Points redeembable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay* * *
The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply. Read more...
These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.
Universal Rewards Credit Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Vision Premier® Prepaid Visa® Card | ||||
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5.0 out of 5 | The Vision Premier Visa Card is a prepaid credit card designed for individuals who want to earn points for rewards as they spend while taking advantage of various card benefits at no extra cost. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One® Cash Rewards for Newcomers | ||||
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4.0 out of 5 | Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One® MasterCard® | ||||
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4.5 out of 5 | Credit cards offer many kinds of benefits. Some cards provide very basic features while others give you access to a wide variety of rebates, special interest rates, or other offers. The right card for you, then, depends on your needs. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Ink℠ Classic Business - 25,000 Bonus Points | ||||
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5.0 out of 5 | The Ink Classic Business credit card gives you more choices and more ways to reinvest in your business. It is easy to earn rewards points on things you use in your business every day, which you can then exchange for things that serve your business' needs. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Ink℠ Bold with Ultimate Rewards℠ | ||||
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5.0 out of 5 | The Ink Bold with Ultimate Rewards 50,000 Bonus Points credit card contains benefits exclusively for business owners. The goal is to help you run your business more smoothly so you can reap the rewards in less time and with fewer complications. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Blue Cash® Everyday(SM) from American Express | ||||
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4.5 out of 5 | The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| United MileagePlus® Explorer Visa® Card | ||||
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4.5 out of 5 | The United Mileage ExplorerPlus Visa Card only makes the offer by Select Visa bigger and better. The card facilitates one way upgrades along with bonus miles earned every time you fly. You can use bonus miles for air tickets, a vacation, restaurant and hotel booking, car rentals, and retail shopping with the minimal of fee levied on the customer. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Ultra VX Visa Credit Card | ||||
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4.5 out of 5 | The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Chase Freedom® Visa - $150 Bonus Cash Back Card | ||||
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5.0 out of 5 | The Chase freedom credit card is designed for consumers having excellent credit who plan to take advantage of its rewards program and long term introductory period. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Discover® Motiva℠ Card | ||||
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5.0 out of 5 | This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| True Earnings® Business Card from Costco and American Express | ||||
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4.0 out of 5 | This TrueEarnings Business Credit Card from Costco is intended for business owners who are Costco members. Low purchase interest, no annual fees, and a rewarding program make this a favorite take for Costco business owners who qualify. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Maximum Rewards Platinum Edition® Visa® Card | ||||
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4.5 out of 5 | The Maximum Rewards Platinum Edition Visa Card could save you money with an extremely low introductory APR. You could also save when you cash in your bonus points towards variety of merchandise, certificates, and travel. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Capital One® Orbitz® Visa® Platinum | ||||
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4.5 out of 5 | The Capital One Orbitz Visa Platinum - Good Credit is a premium card designed to suit the needs of consumers who travel frequently and those others who just want the perfect credit card on which they could charge purchases. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Simmons First Visa® Platinum Rewards | ||||
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5.0 out of 5 | Get precise control over card debt with a Simmons First Visa Platinum Rewards credit card that gives you a fixed interest rate. You'll earn travel rewards and have platinum benefits that attend to your interests. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® Premier Rewards Gold Card | ||||
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4.5 out of 5 | A premier rewards gold card from American Express is all you want to unlock the rich potentials of credit spending. You can avoid accumulating debt by adhering to the mandatory full balance payment. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Chase Sapphire℠ Card | ||||
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4.5 out of 5 | This Chase Sapphire SM Card is ideal for consumers with satisfactory credit. It offers a number of benefits and can be used anywhere Visa and MasterCard are accepted globally. The card serves as an upgrade to those with other Chase credit cards. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Discover® More® Card - $150 Cashback Bonus® | ||||
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5.0 out of 5 | The Discover More Card $150 Cashback Bonus is a unique cashback rewards credit card that is available to financial customers in the United States. Offering a fair handful of familiar features and common rates, it has one unique benefit which changes the way you accrue cashback points depending on the time of year. |
Info Review Benefits Fees |
| Read More | ||||
| Discover® Mix Tape Student Card | ||||
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4.0 out of 5 | The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| PenFed Visa Platinum Gas / Cash Rewards Card | ||||
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5.0 out of 5 | The PenFed Visa Platinum Gas / Cash Rewards Cards is a credit card for eligible United States residents looking for a card that offers more. This card has many attractive features including a free rewards program. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||

