Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: Chase Freedom® Visa - $100 Bonus Cash Back
  • Chase Freedom Visa - $100 Bonus Cash Back
  • Rated: 5.0 out of 5
  • Intro APR: 0% See T&C*
  • Regular APR: 12.99% - 22.99%*
  • Annual Fee: $0.00*

- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire

* * *

For a limited time only, Chase is offering the Chase Freedom Visa with the chance to earn $100 bonus cash back to new Chase credit card holders. This Visa also offers more to card members. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



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Universal Rewards Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Discover® More® Card - Black
Discover More Card - Black
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • APR: 11.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Discover More Card-Black is a credit card that allows you to earn cash back rewards on your purchases. The percentage for cash back is low, but the more money you spend with your card the more money you earn.

Info Review Benefits Fees
Chase Freedom℠ Visa Card - $50 Bonus Cash Back
Chase Freedom Visa Card - $50 Bonus Cash Back
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: Prime +9.74%, +14.74%, or P+ 19.74%*
  • Annual Fee: $0.00*
5.0 out of 5

The Chase Freedom Visa with $50 Bonus Cash Back is a credit card that allows you to earn cash back rewards on certain purchases that you make. It has no annual fee to hold the card, but you must follow all terms and conditions posted.

Info Review Benefits Fees
Ultra VX Visa Credit Card
Ultra VX Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand.

Info Review Benefits Fees
True Earnings® Business Card from Costco and American Express
True Earnings Business Card from Costco and American Express
  • Intro APR: 0%*
  • Intro APR Period: up to 6 months on Purchases*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.0 out of 5

This TrueEarnings Business Credit Card from Costco is intended for business owners who are Costco members. Low purchase interest, no annual fees, and a rewarding program make this a favorite take for Costco business owners who qualify.

Info Review Benefits Fees
Platinum Delta SkyMiles® Credit Card from American Express
Platinum Delta SkyMiles Credit Card from American Express
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.50%*
  • Annual Fee: $150.00*
4.0 out of 5

The Platinum Delta SkyMiles credit card is designed to serve those consumers having excellent credit who'd like to partake in a travel rewards program. All Delta expenses are discounted with this card.

Info Review Benefits Fees
Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: as low as 13.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
PenFed Visa Platinum Gas / Cash Rewards Card
PenFed Visa Platinum Gas / Cash Rewards Card
  • Intro APR: 4.99%*
  • Intro APR Period: 24 months*
  • APR: 13.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The PenFed Visa Platinum Gas / Cash Rewards Cards is a credit card for eligible United States residents looking for a card that offers more. This card has many attractive features including a free rewards program.

Info Review Benefits Fees
Upromise® World MasterCard® with Gas & Grocery Rewards
Upromise World MasterCard with Gas & Grocery Rewards
  • Intro APR: 0%*
  • Intro APR Period: 7 - 10 months*
  • APR: 20.99 - 12.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Upromise World MasterCard is a card designed to help you save money for college. It offers cash back rewards on certain purchases making it an ideal card to apply for if you want to earn while you spend.

Info Review Benefits Fees
Chase Freedom℠ MasterCard - $100 Bonus Cash Back
Chase Freedom MasterCard - $100 Bonus Cash Back
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 22.99%, 17.99% or 12.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Chase freedom credit card is designed for consumers having excellent credit who plan to take advantage of its rewards program and long term introductory period.

Info Review Benefits Fees
Chase Sapphire(SM) Card
Chase Sapphire(SM) Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 12.24%*
  • Annual Fee: $0.00*
4.5 out of 5

This Chase Sapphire SM Card is ideal for consumers with satisfactory credit. It offers a number of benefits and can be used anywhere Visa and MasterCard are accepted globally. The card serves as an upgrade to those with other Chase credit cards.

Info Review Benefits Fees
Chase Sapphire(SM) Preferred Card
Chase Sapphire(SM) Preferred Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 12.24%*
  • Annual Fee: $85.00*
4.5 out of 5

You can experience a new level of travel rewards with the Chase Sapphire SM Preferred Card. Everything you buy earns you miles, which you can use on airfare, frequent flyer programs, card balance payments, or towards anything in the Ultimate Rewards Mall.

Info Review Benefits Fees
Discover® More® Card - Biodegradable
Discover More Card - Biodegradable
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • APR: as low as 11.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This biodegradable card has features like Cashback, 0% intro rates on purchases, and no annual fee. This is the only credit card that will biodegrade within 5 years in landfill and compost-like conditions.

Info Review Benefits Fees
Ink Cash℠ Business Card
Ink Cash Business Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: as low as 11.24%*
  • Annual Fee: $0.00*
5.0 out of 5

The Ink Cash Business Card could make it easier for you run your business. With no annual fee, a low APR, and cash back on business purchases, this might be the only financial tool you need.

Info Review Benefits Fees
Ink℠ with Ultimate Rewards℠
Ink with Ultimate Rewards
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: as low as 11.24%*
  • Annual Fee: $0.00*
5.0 out of 5

The Ink with Ultimate Rewards credit card from Chase Bank can help you get your business started in the US. With different functions for saving money and earning rewards, this card can help you get on the fast track to success.

Info Review Benefits Fees
Simmons First Visa® Platinum Rewards
Simmons First Visa® Platinum Rewards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.25%*
  • Annual Fee: $0.00*
5.0 out of 5

Get precise control over card debt with a Simmons First Visa Platinum Rewards credit card that gives you a fixed interest rate. You'll earn travel rewards and have platinum benefits that attend to your interests.

Info Review Benefits Fees
Business Gold Rewards Card® from American Express OPEN
Business Gold Rewards Card from American Express OPEN
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $125.00*
4.0 out of 5

With Gold Rewards Card from American Express OPEN Businesses having good credit are able to consolidate expenditure into one card as a means to effective management of funds with options to earn various rewards along the way.

Info Review Benefits Fees
Wired Plastic™ Prepaid Visa® Card
Wired Plastic Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $47.40*
4.5 out of 5

The Wired Plastic Prepaid Visa Credit Card is designed for individuals who may find it difficult getting an unsecure credit card. It provides numerous benefits including a reward program for members to participate in.

Info Review Benefits Fees
Business Green Rewards Card from American Express OPEN
Business Green Rewards Card from American Express OPEN
  • Intro APR: N/A*
  • Intro APR Period: 12 months*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Business Green Rewards Card from American Express credit card is for businesses having good credit who can afford to pay credit balance per billing cycle in full. Discounts and Rewards come easier with free participation into a no-limit reward program.

Info Review Benefits Fees
Vision Premier® Prepaid Visa® Card
Vision Premier Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The Vision Premier Visa Card is a prepaid credit card designed for individuals who want to earn points for rewards as they spend while taking advantage of various card benefits at no extra cost.

Info Review Benefits Fees



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