Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: Capital One® Cash Rewards for Newcomers
  • Capital One Cash Rewards for Newcomers
  • Rated: 4.0 out of 5
  • Intro APR: for N/A*
  • Regular APR: 24.90% *
  • Annual Fee: N/A*

- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee

* * *

Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



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Universal Rewards Credit Cards Listing

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Capital One® MasterCard®
Capital One MasterCard
  • Intro APR: 0%*
  • Intro APR Period: See Terms*
  • APR: 10.9% - 24.90%*
  • Annual Fee: N/A*
4.5 out of 5

Credit cards offer many kinds of benefits. Some cards provide very basic features while others give you access to a wide variety of rebates, special interest rates, or other offers. The right card for you, then, depends on your needs.

Info Review Benefits Fees
Sony Credit Card from Capital One®
Sony Credit Card from Capital One
  • Intro APR: 0%*
  • Intro APR Period: until December 2012*
  • APR: 13.9% - 24.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Sony Card from Capital One offers a special rewards program that allows holders to earn points on every purchase that can then be used towards merchandise from Sony.

Info Review Benefits Fees
Chase Freedom® Visa - $200 Bonus Cash Back
Chase Freedom Visa - $200 Bonus Cash Back
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99% - 22.99%*
  • Annual Fee: $0.00*
5.0 out of 5

With no annual fee, cash back, and an additional $200 cash back bonus, it's easy to save money with the Chase Freedom Visa $200 Bonus Cash Back credit card.

Info Review Benefits Fees
Capital One® Rewards No Hassle Cash Credit Card
Capital One Rewards No Hassle Cash Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until November 2012*
  • APR: 17.9% - 22.90%*
  • Annual Fee: $39.00*
4.5 out of 5

The No Hassle Cash Rewards from Capital One credit card is created for consumers having average credit with the need to build credit history using a modest card. No yearly limits makes the cash rebate program even more interesting.

Info Review Benefits Fees
Capital One® Spark℠ Classic for Business
Capital One Spark Classic for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 22.90%*
  • Annual Fee: $0.00*
3.5 out of 5

You can save money and still buy the things you need for your business if you have the right credit card. This Capital One credit card, for example, has no annual fee and is designed to provide with better credit as you grow your business.

Info Review Benefits Fees
Blue Cash® Everyday(SM) from American Express
Blue Cash Everyday(SM) from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months on Purchases*
  • APR: 17.24% - 22.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process.

Info Review Benefits Fees
Blue Sky℠ Preferred from American Express
Blue Sky Preferred from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 17.24% - 21.24%*
  • Annual Fee: $75.00*
5.0 out of 5

The Blue Sky Preferred card by American Express is ideal for people who travel, giving them rewards on hotels and air travel. The more often the card is used for travel, the quicker you earn with double miles!

Info Review Benefits Fees
Discover® Motiva℠ Card
Discover Motiva Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest.

Info Review Benefits Fees
Discover® More® Card - $150 Cashback Bonus®
Discover More Card - $150 Cashback Bonus
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card $150 Cashback Bonus is a unique cashback rewards credit card that is available to financial customers in the United States. Offering a fair handful of familiar features and common rates, it has one unique benefit which changes the way you accrue cashback points depending on the time of year.

Info Review Benefits Fees
Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
Discover® More Card - 18 Month Promotional Balance Transfer
Discover More Card - 18 Month Promotional Balance Transfer
  • Intro APR: 0%*
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover More Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
Discover® More Card - Operation Homefront $20 Donation
Discover More Card - Operation Homefront $20 Donation
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 11.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card Operation Homefront $20 Donation card is an ideal way to give back to those families who are sacrificing so much for this country without any sacrifice on your part. In fact, the rewards for both of you are considerable and substantial. Enjoy a low APR on purchases and balance transfers for the first 15 months of use.

Info Review Benefits Fees
Discover® More Card - $0 Balance Transfer Fee!
Discover More Card - $0 Balance Transfer Fee!
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 10.99% - 19.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Throughout the introductory APR period get to pay absolutely zero interest on purchases and balance transfers. The Discover $0 Balance Transfer Fee gives you the tools to get your debt profile down to the ground.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
Capital One® Orbitz® Visa® Platinum
Capital One Orbitz Visa Platinum
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Capital One Orbitz Visa Platinum - Good Credit is a premium card designed to suit the needs of consumers who travel frequently and those others who just want the perfect credit card on which they could charge purchases.

Info Review Benefits Fees
Capital One® VentureOne℠ Rewards Credit Card
Capital One VentureOne Rewards Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 11.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Capital One is a company that develops a wide range of credit card products that offer you more rewards and benefits than many other companies. This card, for example, provides a simple, lucrative travel rewards program coupled with low interest rates.

Info Review Benefits Fees
Capital One® Venture℠ Rewards Card - $100 Travel Rewards
Capital One Venture Rewards Card - $100 Travel Rewards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 11.9% - 19.90%*
  • Annual Fee: $59.00*
4.5 out of 5

Earning miles quickly is easy with this Visa credit card from Capital One. Every purchase earns double miles, but you will also enjoy several other great features that could make your international travels and your everyday consumer experience more pleasant.

Info Review Benefits Fees
MTV® Visa® Card From Capital One®
MTV Visa Card From Capital One
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

It is easy to get rewards that truly rock with credit cards from Capital One. This one earns up to five times the points of other cards that you can use towards a variety of rewards. Of course, you will also enjoy credit guidance for newcomers and no annual fee.

Info Review Benefits Fees
LSU Tigers™ Platinum MasterCard® from Capital One®
LSU Tigers Platinum MasterCard from Capital One
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Get into the game and keep your credit in check with this new LSU-associated credit card from Capital One. You will earn points towards LSU-related rewards as well as enjoy a host of other standard credit card benefits that you might not find anyplace else.

Info Review Benefits Fees



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