Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: Capital One® Spark℠ Classic for Business
  • Capital One Spark Classic for Business
  • Rated: 3.5 out of 5
  • Intro APR: for N/A*
  • Regular APR: 22.90% *
  • Annual Fee: $0.00*

- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

* * *

You can save money and still buy the things you need for your business if you have the right credit card. This Capital One credit card, for example, has no annual fee and is designed to provide with better credit as you grow your business. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



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Universal Rewards Credit Cards Listing

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Business Green Rewards Card from American Express OPEN
Business Green Rewards Card from American Express OPEN
  • Intro APR: N/A*
  • Intro APR Period: 12 months*
  • APR: N/A*
  • Annual Fee: $95.00*
4.0 out of 5

The Business Green Rewards Card from American Express credit card is for businesses having good credit who can afford to pay credit balance per billing cycle in full. Discounts and Rewards come easier with free participation into a no-limit reward program.

Info Review Benefits Fees
True Earnings® Business Card from Costco and American Express
True Earnings Business Card from Costco and American Express
  • Intro APR: 0%*
  • Intro APR Period: up to 6 months on Purchases*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.0 out of 5

This TrueEarnings Business Credit Card from Costco is intended for business owners who are Costco members. Low purchase interest, no annual fees, and a rewarding program make this a favorite take for Costco business owners who qualify.

Info Review Benefits Fees
Platinum Delta SkyMiles® Credit Card from American Express
Platinum Delta SkyMiles Credit Card from American Express
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.24% - 19.24%*
  • Annual Fee: $150.00*
4.0 out of 5

The Platinum Delta SkyMiles credit card is designed to serve those consumers having excellent credit who'd like to partake in a travel rewards program. All Delta expenses are discounted with this card.

Info Review Benefits Fees
Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
Marriott Rewards® Credit Card from Chase
Marriott Rewards Credit Card from Chase
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.24%*
  • Annual Fee: $45.00*
4.0 out of 5

You need to own a Marriott Rewards Credit Card from Chase that will make your holidays more exciting and luxurious as this card offers reward points towards stays in Marriott and Renaissance hotels.

Info Review Benefits Fees
Journey℠ Student Rewards from Capital One®
Journey Student Rewards from Capital One
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $0.00*
4.0 out of 5

Being a college student, you are constantly introduced to new things. While much of this will take place on campus and in class, one thing you might not think about is getting introduced to credit. It is important to start understanding how to use credit now, before you absolutely need it.

Info Review Benefits Fees
Capital One® Cash Rewards for Newcomers
Capital One Cash Rewards for Newcomers
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.0 out of 5

Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier.

Info Review Benefits Fees
British Airways Visa Signature® Card
British Airways Visa Signature Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.24%*
  • Annual Fee: $95.00*
4.0 out of 5

You can earn your British Airways Miles faster with the British Airways Visa Signature Card thanks to a generous program and the potential to earn bonus miles!

Info Review Benefits Fees
Capital One® Spark℠ Cash Select for Business
Capital One Spark Cash Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.0 out of 5

Some credit cards are designed to make it easy to run your business. These cards provide you with lots of business-focused benefits that can reward you for buying supplies, travelling to meet clients and partners and expanding your general operations.

Info Review Benefits Fees
Capital One® Spark℠ Cash for Business
Capital One Spark Cash for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 13.90%*
  • Annual Fee: $59.00*
4.0 out of 5

Now you can treat yourself to more cash back rewards than any other business credit card on the market with this Capital One product. You will also get bonus rebates, unlimited rewards, business-focused benefits, and low interest rates and fees as well.

Info Review Benefits Fees
Capital One® Spark℠ Miles for Business
Capital One Spark Miles for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 13.90%*
  • Annual Fee: $59.00*
4.0 out of 5

You can earn double miles on every purchase as well as a significant bonus in the first few months with this Capital One credit card. This card also has low rates and many other comprehensive benefits.

Info Review Benefits Fees
The New Business Gold Rewards Card® from American Express OPEN
The New Business Gold Rewards Card from American Express OPEN
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $175.00*
4.5 out of 5

With Gold Rewards Card from American Express OPEN Businesses having good credit are able to consolidate expenditure into one card as a means to effective management of funds with options to earn various rewards along the way.

Info Review Benefits Fees
Blue Cash® Everyday(SM) from American Express
Blue Cash Everyday(SM) from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months on Purchases*
  • APR: 17.24% - 22.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process.

Info Review Benefits Fees
United MileagePlus® Explorer Visa® Card
United MileagePlus Explorer Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The United Mileage ExplorerPlus Visa Card only makes the offer by Select Visa bigger and better. The card facilitates one way upgrades along with bonus miles earned every time you fly. You can use bonus miles for air tickets, a vacation, restaurant and hotel booking, car rentals, and retail shopping with the minimal of fee levied on the customer.

Info Review Benefits Fees
Wired Plastic™ Visa® Prepaid Card
Wired Plastic Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $47.40*
4.5 out of 5

The Wired Plastic Prepaid Visa Credit Card is designed for individuals who may find it difficult getting an unsecure credit card. It provides numerous benefits including a reward program for members to participate in.

Info Review Benefits Fees
Ultra VX Visa Credit Card
Ultra VX Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
Capital One® Rewards No Hassle Cash Credit Card
Capital One Rewards No Hassle Cash Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until November 2012*
  • APR: 17.9% - 22.90%*
  • Annual Fee: $39.00*
4.5 out of 5

The No Hassle Cash Rewards from Capital One credit card is created for consumers having average credit with the need to build credit history using a modest card. No yearly limits makes the cash rebate program even more interesting.

Info Review Benefits Fees
Maximum Rewards Platinum Edition® Visa® Card
Maximum Rewards Platinum Edition Visa Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 19.99% - 11.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Maximum Rewards Platinum Edition Visa Card could save you money with an extremely low introductory APR. You could also save when you cash in your bonus points towards variety of merchandise, certificates, and travel.

Info Review Benefits Fees



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