Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: American Express® Premier Rewards Gold Card
  • American Express Premier Rewards Gold Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: $0.00*

- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.

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A premier rewards gold card from American Express is all you want to unlock the rich potentials of credit spending. You can avoid accumulating debt by adhering to the mandatory full balance payment. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



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Universal Rewards Credit Cards Listing

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Blue Cash® Everyday(SM) from American Express
Blue Cash Everyday(SM) from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months on Purchases*
  • APR: 17.24% - 22.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process.

Info Review Benefits Fees
Blue Sky℠ Preferred from American Express
Blue Sky Preferred from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 17.24% - 21.24%*
  • Annual Fee: $75.00*
5.0 out of 5

The Blue Sky Preferred card by American Express is ideal for people who travel, giving them rewards on hotels and air travel. The more often the card is used for travel, the quicker you earn with double miles!

Info Review Benefits Fees
British Airways Visa Signature® Card
British Airways Visa Signature Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.24%*
  • Annual Fee: $95.00*
4.0 out of 5

You can earn your British Airways Miles faster with the British Airways Visa Signature Card thanks to a generous program and the potential to earn bonus miles!

Info Review Benefits Fees
Business Green Rewards Card from American Express OPEN
Business Green Rewards Card from American Express OPEN
  • Intro APR: N/A*
  • Intro APR Period: 12 months*
  • APR: N/A*
  • Annual Fee: $95.00*
4.0 out of 5

The Business Green Rewards Card from American Express credit card is for businesses having good credit who can afford to pay credit balance per billing cycle in full. Discounts and Rewards come easier with free participation into a no-limit reward program.

Info Review Benefits Fees
Capital One® Cash Rewards for Newcomers
Capital One Cash Rewards for Newcomers
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.0 out of 5

Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier.

Info Review Benefits Fees
Capital One® MasterCard®
Capital One MasterCard
  • Intro APR: 0%*
  • Intro APR Period: See Terms*
  • APR: 10.9% - 24.90%*
  • Annual Fee: N/A*
4.5 out of 5

Credit cards offer many kinds of benefits. Some cards provide very basic features while others give you access to a wide variety of rebates, special interest rates, or other offers. The right card for you, then, depends on your needs.

Info Review Benefits Fees
Capital One® Orbitz® Visa® Platinum
Capital One Orbitz Visa Platinum
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Capital One Orbitz Visa Platinum - Good Credit is a premium card designed to suit the needs of consumers who travel frequently and those others who just want the perfect credit card on which they could charge purchases.

Info Review Benefits Fees
Capital One® Rewards No Hassle Cash Credit Card
Capital One Rewards No Hassle Cash Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until November 2012*
  • APR: 17.9% - 22.90%*
  • Annual Fee: $39.00*
4.5 out of 5

The No Hassle Cash Rewards from Capital One credit card is created for consumers having average credit with the need to build credit history using a modest card. No yearly limits makes the cash rebate program even more interesting.

Info Review Benefits Fees
Capital One® Spark℠ Cash for Business
Capital One Spark Cash for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 13.90%*
  • Annual Fee: $59.00*
4.0 out of 5

Now you can treat yourself to more cash back rewards than any other business credit card on the market with this Capital One product. You will also get bonus rebates, unlimited rewards, business-focused benefits, and low interest rates and fees as well.

Info Review Benefits Fees
Capital One® Spark℠ Cash Select for Business
Capital One Spark Cash Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.0 out of 5

Some credit cards are designed to make it easy to run your business. These cards provide you with lots of business-focused benefits that can reward you for buying supplies, travelling to meet clients and partners and expanding your general operations.

Info Review Benefits Fees
Capital One® Spark℠ Classic for Business
Capital One Spark Classic for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 22.90%*
  • Annual Fee: $0.00*
3.5 out of 5

You can save money and still buy the things you need for your business if you have the right credit card. This Capital One credit card, for example, has no annual fee and is designed to provide with better credit as you grow your business.

Info Review Benefits Fees
Capital One® Spark℠ Miles for Business
Capital One Spark Miles for Business
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 13.90%*
  • Annual Fee: $59.00*
4.0 out of 5

You can earn double miles on every purchase as well as a significant bonus in the first few months with this Capital One credit card. This card also has low rates and many other comprehensive benefits.

Info Review Benefits Fees
Capital One® Spark℠ Miles Select for Business
Capital One Spark Miles Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

If you are looking to go the distance to expand your business, you might need a credit card that gives you more miles every year and gives you a variety of rewards options too. With this credit card, you will also get lots of standard business and consumer benefits too.

Info Review Benefits Fees
Capital One® Venture℠ Rewards Card - $100 Travel Rewards
Capital One Venture Rewards Card - $100 Travel Rewards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 11.9% - 19.90%*
  • Annual Fee: $59.00*
4.5 out of 5

Earning miles quickly is easy with this Visa credit card from Capital One. Every purchase earns double miles, but you will also enjoy several other great features that could make your international travels and your everyday consumer experience more pleasant.

Info Review Benefits Fees
Capital One® VentureOne℠ Rewards Credit Card
Capital One VentureOne Rewards Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 11.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Capital One is a company that develops a wide range of credit card products that offer you more rewards and benefits than many other companies. This card, for example, provides a simple, lucrative travel rewards program coupled with low interest rates.

Info Review Benefits Fees
Chase Continental Airlines OnePass® Plus Card
Chase Continental Airlines OnePass Plus Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.24%*
  • Annual Fee: $95.00*
4.5 out of 5

Chase has done it again by backing the Continental Airlines OnePass Plus credit card and giving you more ways to save and earn valuable bonus miles. Take charge of your finances and travel securely using your new OnePass from Chase.

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Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)
Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: as low as 11.99%*
  • Annual Fee: $0.00*
5.0 out of 5

For a limited time only, Chase is offering the Chase Freedom Visa with the chance to earn $100 bonus cash back to new Chase credit card holders. This Visa also offers more to card members.

Info Review Benefits Fees
Chase Freedom® Visa - $150 Bonus Cash Back Card
Chase Freedom Visa - $150 Bonus Cash Back Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • APR: as low as 11.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Chase freedom credit card is designed for consumers having excellent credit who plan to take advantage of its rewards program and long term introductory period.

Info Review Benefits Fees
Chase Freedom® Visa - $200 Bonus Cash Back
Chase Freedom Visa - $200 Bonus Cash Back
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99% - 22.99%*
  • Annual Fee: $0.00*
5.0 out of 5

With no annual fee, cash back, and an additional $200 cash back bonus, it's easy to save money with the Chase Freedom Visa $200 Bonus Cash Back credit card.

Info Review Benefits Fees



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