Universal Rewards Credit Cards
- Featured Universal Rewards Credit Card: Capital One® Spark℠ Miles for Business
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- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions* * *
You can earn double miles on every purchase as well as a significant bonus in the first few months with this Capital One credit card. This card also has low rates and many other comprehensive benefits. Read more...
These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.
Universal Rewards Credit Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Capital One® Orbitz® Visa® Platinum | ||||
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4.5 out of 5 | The Capital One Orbitz Visa Platinum - Good Credit is a premium card designed to suit the needs of consumers who travel frequently and those others who just want the perfect credit card on which they could charge purchases. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Blue Sky℠ Preferred from American Express | ||||
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5.0 out of 5 | The Blue Sky Preferred card by American Express is ideal for people who travel, giving them rewards on hotels and air travel. The more often the card is used for travel, the quicker you earn with double miles! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Sony Credit Card from Capital One® | ||||
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4.5 out of 5 | The Sony Card from Capital One offers a special rewards program that allows holders to earn points on every purchase that can then be used towards merchandise from Sony. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Capital One® Spark℠ Cash for Business | ||||
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4.0 out of 5 | Now you can treat yourself to more cash back rewards than any other business credit card on the market with this Capital One product. You will also get bonus rebates, unlimited rewards, business-focused benefits, and low interest rates and fees as well. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| PenFed Premium Travel Rewards American Express® Card | ||||
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4.5 out of 5 | The PenFed Premium Travel Rewards American Express Card is a credit card designed to give cardholders more. With opportunities to earn and receive rewards and benefits, this high-end card is a must-have. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| PenFed Visa Platinum Gas / Cash Rewards Card | ||||
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5.0 out of 5 | The PenFed Visa Platinum Gas / Cash Rewards Cards is a credit card for eligible United States residents looking for a card that offers more. This card has many attractive features including a free rewards program. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| LSU Tigers™ Platinum MasterCard® from Capital One® | ||||
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4.5 out of 5 | Get into the game and keep your credit in check with this new LSU-associated credit card from Capital One. You will earn points towards LSU-related rewards as well as enjoy a host of other standard credit card benefits that you might not find anyplace else. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Discover® Motiva℠ Card | ||||
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5.0 out of 5 | This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| True Earnings® Business Card from Costco and American Express | ||||
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4.0 out of 5 | This TrueEarnings Business Credit Card from Costco is intended for business owners who are Costco members. Low purchase interest, no annual fees, and a rewarding program make this a favorite take for Costco business owners who qualify. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Business Green Rewards Card from American Express OPEN | ||||
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4.0 out of 5 | The Business Green Rewards Card from American Express credit card is for businesses having good credit who can afford to pay credit balance per billing cycle in full. Discounts and Rewards come easier with free participation into a no-limit reward program. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Journey℠ Student Rewards from Capital One® | ||||
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4.0 out of 5 | Being a college student, you are constantly introduced to new things. While much of this will take place on campus and in class, one thing you might not think about is getting introduced to credit. It is important to start understanding how to use credit now, before you absolutely need it. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One® Spark℠ Cash Select for Business | ||||
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4.0 out of 5 | Some credit cards are designed to make it easy to run your business. These cards provide you with lots of business-focused benefits that can reward you for buying supplies, travelling to meet clients and partners and expanding your general operations. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Vision Premier® Prepaid Visa® Card | ||||
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5.0 out of 5 | The Vision Premier Visa Card is a prepaid credit card designed for individuals who want to earn points for rewards as they spend while taking advantage of various card benefits at no extra cost. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Simmons First Visa® Platinum Rewards | ||||
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5.0 out of 5 | Get precise control over card debt with a Simmons First Visa Platinum Rewards credit card that gives you a fixed interest rate. You'll earn travel rewards and have platinum benefits that attend to your interests. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Capital One® Cash Rewards for Newcomers | ||||
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4.0 out of 5 | Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One® Spark℠ Classic for Business | ||||
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3.5 out of 5 | You can save money and still buy the things you need for your business if you have the right credit card. This Capital One credit card, for example, has no annual fee and is designed to provide with better credit as you grow your business. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Escape by Discover® Card | ||||
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4.5 out of 5 | The Escape by Discover Card is a travel rewards credit card created for individuals who want to earn double miles on all purchases. Interest rates are highly competitive and miles earned are redeemed for cash and travel rewards. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Maximum Rewards Platinum Edition® Visa® Card | ||||
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4.5 out of 5 | The Maximum Rewards Platinum Edition Visa Card could save you money with an extremely low introductory APR. You could also save when you cash in your bonus points towards variety of merchandise, certificates, and travel. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® Premier Rewards Gold Card | ||||
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4.5 out of 5 | A premier rewards gold card from American Express is all you want to unlock the rich potentials of credit spending. You can avoid accumulating debt by adhering to the mandatory full balance payment. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||


