Univision Prepaid MasterCard®

Ever wondered what a prepaid card was all about? Univision's version of a prepaid card is a credit-card-looking piece that keeps all your money safe. Much unlike a credit card or debit card, a prepaid card does not give any line of credit neither are cardholders required to operate a valid bank account on applying.

The Univision Prepaid Card designed for US residents is a debit MasterCard that lets you shop anywhere you want. With more than 30 million physical locations and more online stores springing up by the day, a prepaid card just happens to be a growing payment method for individuals who like to keep things safe.

Prepaid cards like Univision's make it easy to add money to the card account. On this occasion, you have direct deposit, western union, moneygram, green do moneypak as loading methods. Card-to-card transfers are also an good option that lets you send money from one card to another. Direct deposits are by far the more convenient means of loading the card.

First, they are free and then you get speedy load times with monies deposited being loaded the same day. Simply fill up a direct deposit form and submit to your employers. You can receive direct deposits from multiple payers so it is totally safe to use the Univision card for those extra benefits like Medicaid, Disability entitlements or a one-off tax rebate from Uncle Sam.

Transactions with the Univision card are free whether at merchants, by phone or on the web. Cardholders with dependants like a teenage kid or stay at home spouse could order up to two additional cards linked to the main card account. Additional cards have access to some or all of the funds on the card account as you request. You can know your balance by conducting a balance inquiry via text, web or using the phone "Automated Service".

Pay your bills the quick and easy way with your card. Service charges that support 16-digit card payments can be taken care of using the Univision card. Now's the time to get rid of that gas, cell phone, electricity or water bill without the stress of sending checks.

Univision runs a referral program for existing cardholders to refer family and friends for money. A personal referral code is given for this purpose. Get cash at ATMs or at any bank by making an "over the counter" withdrawal for a small fee. A monthly maintenance fee is charged to the main account. This means you don't get to pay extra for those additional cards. A helpline is available to cardholders 24/7.

The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.