Credit Card Review & Application

UPside Visa Prepaid Card

4.5

out of 5

- Similar to a checking account with a Visa prepaid card
Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
$0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking



Intro APR: N/A*
Intro Period: N/A
APR: N/A *
Annual Fee: $0*
Issuer: Meta Bank
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Teen Debit Card
Credit Needed: Accepts All*

by

We never know when emergencies may come up and when they do come, its best we have those things in place to help us cope with them. Parents who give their teens monthly allowances can exercise greater control over spending using the UPside Visa Prepaid Card. This is a prepaid debit card allowing you teach your child just how to make a purchase using plastic cards. Its online management feature lets you see where money spent went to.

Card members are not charged an annual fee. Being that this is a prepaid card with funds available on an as-you-load basis, the risk of accumulating credit card debt or incurring purchase APR doesn't come in.

Card members are protected against liability on unauthorized transactions with Visa Zero Liability program. Online account management lets the parent or child (card member) be up to date on card balance, charges, expenses, and other relating transactions. As teenagers are often on the phone, access to the card account from a mobile phone has been made available

The UPside Visa Prepaid Card comes in two packages. UPside clear is the more basic version of this card while UPside Edge supports ATM access and Upoint reward program. Both versions have similar features with just slight features. The UPside Edge charges a yearly fee unlike the UPside which doesn't charge a yearly fee.

The UPside mall has products from over 200 merchants. Purchases from the mall earn rewards.

Consumers above 18 years may also apply to get this card for themselves. The direct deposit feature makes it easy for employers to pay directly into the card account.

Just before ordering an additional card for your kids, why not get one of these to see how financially informed they are? This prepaid card is a beautiful way of teaching teens about financials especially the good and bad sides of credit cards.

Sharon Lecter is co-author of Rich Dad, Poor Dad an international best selling book. She is behind the idea of employing teenagers with financial literacy way before they are exposed to the dangers credit cards could pose.

This card is available for teens above 13 years. There is no activation fee. Parents should see applicable terms and conditions before applying.

Other Benefits: * See Terms & Conditions of the card
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: $0*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $1.50
Additional Fees Purchase fee (Plan A): $4.95
Yearly fee (Plan A): None
Monthly maintenance fee (Plan A): $0.99
Purchase fee (Plan B): None
Yearly fee (Plan B): $24.95
Monthly maintenance fee (Plan B): None
Foreign currency conversion fee(in addition to Visa commission): 2%
Account closure fee - $8.95
Balance inquiry fee - $0.99
Card replacement fee - $6.95
Decline ATM withdrawal - $2.00
Decline fee on payment - $2.00
Decline fee on reloads from ACH - $10.00
Express card delivery - $14.95
Overdraft fee - $3.00
PIN Change(first ever is free) - $0.99
Reimbursing check fee - $12.00
Withdrawal (in addition to ATM fee) - $1.49
We do not offer online application for this card at the moment.


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† The information provided for UPside Visa Prepaid Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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