US Bank Offers FlexPerks

The FlexPerks Travel Rewards Visa by US Bank provides you with a lot of benefits. The low annual fee is worth it to enjoy the ability to earn points with every purchase you make. In addition, there are many travel perks available all year long.

How FlexPoints Work

FlexPoints allow you to earn travel rewards for making purchases on your Visa card. For every dollar you spend, you have the opportunity to earn at least one point. Visa is widely accepted around the globe, making it easier to earn FlexPoints on everything you want to buy. The card can also be used for purchases online and over the phone.

You have double and triple point earning opportunities. Double points will be earned on cell phone purchases. This includes monthly bills, internet charges and accessories. Double points will also be applied to the category you spend the most money in each month. Triple points can also be earned when you use the card for charitable donations.

The FlexPoints can be saved until you reach the desired reward level. With just a few points, you can earn award travel on over 150 airlines, use the points for hotel stays, rental cars and much more. With each airline ticket you book, you also get an airline allowance to help you with checked bags and other charges.

Travel Benefits With The Card

There are several travel benefits you get complimentary for being a cardholder. This includes such things as:

• Travel assistance
• National Car Rental deals

Travel assistance is provided by calling a special toll free number. Representatives will help you book hotels, come up with things to do in a particular city and much more. Should you find yourself in need of legal or medical assistance outside the country, you can also use the number to get help.

National Car Rental rewards you for being a cardholder. You will be entitled to Emerald Club Membership. You can also get discounts and free car rental days when you book your rental car needs with National.

Benefits As A Cardholder

Travel isn't the only reason to be a cardholder. With the low annual fee, you can take advantage of several other features, too. This includes:

• Customer service
• Online account tools
• Fraud protection
• Online application

Customer service operates 24/7 for your convenience. You can call on nights, weekends or at any other time to get account assistance. An automated menu will provide you with account balance, credit limit and a few other details. If you need to talk to a live representative, this is also an option. You can ask questions about your statement, a specific charge, account features or anything else. A toll free number is provided on the back of your card to ensure you never have to pay to talk to customer service.

Account tools are provided online for more convenience. If you have an internet connection, you have the ability to manage your account. You can opt for paperless statements and instead view or download statements on your computer. You can access your account balance and see your available credit. You can also look up past transactions by billing period. Paying your bill is also available online. You can schedule your payment days or weeks in advance to avoid forgetting to pay and face a late fee. If you wish to ask customer service a question online, there is a contact form on the website.

Fraud protection is provided as a benefit. You won't have to worry about suspicious activity on your account because of constant monitoring. If a fraudulent charge appears on your account, there is zero fraud liability. This means you don't pay for a charge unless you authorized it.

The application is available online. You can fill out your information and submit within a few minutes. Often, you can receive a credit decision quickly. This will make it faster to get your card and begin taking advantage of all the features inside the card.

Final Word

It's time to get serious about a credit card. When you want more out of your credit card shopping, you need to choose one that offers you points. The more you use the US Bank FlexPerks Travel Rewards Visa Signature Card, the faster you will be able to earn points for free travel.