Credit Card Review & Application

USAA Cash Rewards Visa Signature Credit Card

4.0

out of 5

- Earn up to 1.25% cash back on your everyday purchases.
- There's no limit on the amount you can earn.
- Redeem your cash rewards anytime using your mobile device or computer.
- Enjoy no foreign transaction fees when you travel outside of the United States.



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 10.40% to 26.40% (variable)*
Annual Fee: $0*
Card Issuer: USAA Bank
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Military Credit Card
- No Foreign Transaction Fee Credit Card
- Reward Card
Credit Needed: Good*

The USAA Cash Rewards Visa Signature card isn't available to just anyone. It's specifically reserved for those who have served in the military. Anyone currently enrolled in the military or who has served in the military qualify to apply for the card. The online application makes it easy to make the application and get approved for the card quickly.

The primary benefit of the card is the ability to earn a cash rebate. For every dollar spent on the account, a cash rebate is earned. Each statement will list the current rebate that has been earned with the credit card. There is no limit to what can be earned in cash rebates in a calendar year.

Another benefit of the account is online account management. No one has to worry about finances when they have 24/7 access to the account. By logging on with a secure username and password, anyone can find out their balance, check out available credit lines and make payments onto the account. It is also possible to go paperless and get statements on the computer instead of waiting on regular mail.

The power of Signature Visa is with all cardholders. Since it is a widely accepted credit card, it can be used locally and all over the world. The card can be used at gas stations, in person, over the telephone as well as with online transactions. When cash is needed, it's also possible to take a cash advance at any ATM machine in the nation. A PIN number will be provided when the account is set up.

Fraud protection is also a part of the card. Round the clock monitoring ensures no one uses the card without express knowledge of the cardholder. Personal details are kept private using authentication measures on the card. Anytime the card is used in a fraudulent manner, the card is shut down and a new card is submitted to the cardholder. Further, there is zero fraud protection on the card - ensuring no one is liable for charges that they did not approve.

The card has many different features. Between earning cash rebates, online account tools and fraud protection, it's designed especially for those who have served in the military. There's also the flexibility to pay in full or make smaller payments each month.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Types: - Cash Back Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 2,500 bonus points with your first purchase
- 1.25% cash back on your everyday purchases.
Expiration: None*
Yearly Limit: None
Other Benefits: - Auto Rental Collision Damage Waiver Insurance
- Free Travel and Retail Benefits
- Warranty Manager Service
- Worldwide Automatic Travel Accident Insurance
- Deployment/PCS rate
- Special 4% SCRA rate
- Military Campaign Benefits
- Help during deployment
*See Terms and Condition for more benefits
Comments: * - Credit Needed: Excellent 740+ & Good 700-739
** - There is a transaction fee of 3% on balance transfers and cash advances ($200 maximum on each balance transfer and each convenience check). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. The APR will vary with the market based on the Prime Rate.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 10.40% to 26.40% (variable)*
Annual Fee: $0*
Grace Period: 25 days*
Late Payment Fee: $35.00*
Balance Transfer: Yes
We do not offer online application for this card at the moment.


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† The information provided for USAA Cash Rewards® Visa Signature® Credit Card is believed to be accurate at the time of evaluation (Apr 30, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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