Credit Card Review & Application
- Free Secured checking account
- Free direct deposit and free checks
- Deposit money anywhere, anytime
- Access your money instantly
- Free unlimited funds transfers to and from any bank nationwide
- Manage money online easily: USAA Money Manager, USAA Web BillPay and more
- No minimum deposit to open
- No monthly maintenance fees
|APR on Purchases:||N/A *|
|Card Issuer:||USAA Bank|
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit|
- Military Credit Card
- Prepaid Debit Card
- Shopping Card
- Reward Card
|Credit Needed:||Accepts All*|
When a handful of San Antonio-based Army soldiers could not find a bank to insure their belongings, they decided to help each other. This fundamental principle of taking care of each other and trusting in integrity is one of the cornerstones of USAA. Since 1922 they have helped hundreds of thousands of soldiers and servicemen and women attain financial security through convenient and flexible banking, investment, and lending services.
This USAA Checking Debit Card, for example, gives you simple and convenient access to money when you need it. USAA does not establish offices all over the country, which might be one reason why they can save their customers so much money. As you might imagine, not having an office means that you will have to use non-native ATMs to get cash, but USAA ensures that this process is easy and affordable by making ATM use free. In fact, they will even refund any ATM fees you might be charged. Other ways they ensure your banking is quick and easy include smartphone applications, online tools, and customizable account alerts.
Direct Deposit, funds transfer services, and Web BillPay (online bill paying) services are also free. For increased convenience, you can also download mobile apps for your smartphone or tablet device, which will give you unprecedented access to all of their services while on the go.
While this card makes money management easy it also signifies your membership within the USAA family. That means you will also get access to the bevy of other products and services they offer. This includes home and auto insurance, mortgage services, insurance, retirement planning, and other investments. With a USAA account you will also be able to take advantage of generous discounts from their online affiliate partners.
Indeed, you will enjoy retail discounts on travel arrangements, rental cars, flowers and jewelry, home & online security, professional contractors, and even shipping. Perhaps most importantly, servicemen will appreciate USAA discounts on official insignia merchandise (uniforms).
USAA products and services are available to people in many different parts of the community, not just active servicemen and women. Of course, if you are currently a soldier in the Army, Navy, Air Force, Marine Corps, National Guard, or Coast Guard you probably qualify.
In addition to this, though, veterans, spouses, widows, widowers, formers spouses, dependents, and other select individuals can also qualify. Obviously you will have to investigate your particular situation to determine whether or not you are eligible. Fortunately, USAA has top-notch customer service, so give them a call and they will help you.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Reward Type:||- Other Rewards Cards|
|Rewards:||- Earn Interest: Variable rates on balances over $1,000.|
|Other Benefits:||- Zero Liability|
- Free Overdraft Options
- Free Online Banking
- Unlimited check writing
- Free balance alerts
- FDIC insured to the maximum allowed by law
* See website for other benefits
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||1% foreign transaction fee applies to withdrawals outside the United States|
*See website for details. -
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† The information provided for USAA Checking Debit Visa® Card is believed to be accurate at the time of evaluation (Dec 29, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.