Credit Card Review & Application

Vast Platinum Shopping Credit Card

3.5

out of 5

- 0% Financing on brand name products exclusively at our online store.
- $1,000 Credit limit
- Low Monthly Payments!
- Enjoy amazing benefits like 24/7 Roadside Assistance. Legal Assistance.
- Low payments of only $19.95/mo.
- No Credit Checks
- No Credit Turndowns!



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 0.00% (fixed)*
Annual Fee: N/A*
Card Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

Imagine a $1,000 credit line with no finance charges. Many people are turning to shopping cards or merchant cards to meet their financial objectives. Consider these scenarios:

Each year, you manage to build up a small savings that you use to cover the end of the year holidays and all the gift giving that comes with that. Right after Thanksgiving, your car, after having been on its last leg for what seems like forever, finally calls it a day. Now what? The last thing anyone wants to do is purchase a new car at the end of the year. Still, there's just no way you can manage without a car. The only option you have to offset this unexpected would-be crisis is to use what you've diligently saved over the course of the year so that you can avoid paying interest on a credit card balance into the New Year. You know, though, that if you don't have a way to get back and forth to work each day, the New Year's going to bring worse problems. There has to be a better way.

Next scenario:
You recently graduated college and while the job market looks promising, you still need a way to purchase the products you need as you begin to settle into your new life. You're no more interested in paying interest on credit card balance than you are spending the day in a dentist's chair. You know you need to do something soon because it's just a matter of time before you mother shows up at your new place and insists on furnishing your apartment. You don't want her to spend her money, but you also know you have to be cautious as you begin building your adult life. Again, there has to be a better way.

Next scenario:
December rolls around and not only is it holiday season, but three family members have birthdays this month as well. It's been a tough year and while it improved as you worked toward the New Year, you still are a bit short when it comes to buying gifts and all of the preparations for the holidays. At this point, you're not even sure you can get approved for a traditional credit card and have it in time to offset some of the expenses you're facing. Of course, there has to be a better way.

Enter the Vast Platinum Shopping Credit Card. Not only will you enjoy a $1,000 credit line, but perhaps the best part is there's zero interest you have to pay. Affordable monthly payments puts owning the latest must have products within reach. There's no credit check and your Vast shopping card comes with many perks and benefits including legal assistance and roadside assistance as well. These are just a few of the reasons many shoppers are opting for these financial products. Because there's no credit check, you're already on your way to being approved. This takes the 'buy now, pay later' concept to a level that most every consumer can qualify for. Approval is subject to verification of an applicant being a U.S. resident, at least 18 years of age and with a valid debit card for payments. You'll have a membership fee as well as a monthly maintenance fee, but these are affordable amounts that don't take away from the many benefits. Plus you can cancel your account at any time.

In a time when many Americans are still working to pick up the pieces of their financial lives following the recession, these merchant cards are often a saving grace. They're a great financial tool and can make the difference of getting what you need today versus waiting until the timing is better. The low monthly payments ensure affordability and that's really what any of us want: affordability that doesn't break the bank.

As always, we encourage consumers to carefully review the terms and conditions as well as the privacy policy. The Vast shopping card is no different. The customer service team can help answer any questions you have, too.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: *See Terms and Conditions for other benefits
Comments: - US only minimum of Age 18
- Must have a valid debit card or credit card
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 0.00% (fixed)*
Annual Fee: N/A*
Grace Period: *
Max Credit Line: $1,000
Late Payment Fee: N/A*
Balance Transfer: No
Application Fee: $29.95
Additional Fees  
Late Payment Fee - $10.00
Minimum Finance Charge - N/A
Monthly Fee - $19.99
Purchase Transaction Fee - N/A
Returned Checks Fee - $30.00
We do not offer online application for this card at the moment.


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† The information provided for Vast Platinum Shopping Credit Card is believed to be accurate at the time of evaluation (Sep 11, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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