Visa® Black Card™

*As seen on New York Post, Forbes and Yahoo! Finance.

The Black Visa Card is issued by Barclays Bank Delaware. It's a special credit card constructed out of patent pending carbon graphite. It offers unique privileges and benefits unavailable to numerous other cards in this category. Card members enjoy high credit limits with which to purchase items and live a good life.

An introductory APR period applies towards balance transfers and cash advance checks. 0% interest rate is charged throughout the intro period lasting over a short term period. During and after the intro period, purchase APR remains low and highly competitive although this varies according to the prime rate. Balance transfers and cash advances both incur 3% transaction fees respectively.

A downside of this card is its high annual fee per year. For those who'll take advantage, the benefits card members stand to gain may outweigh burden of a high annual fee.

Card members participate in a cash rewards program to earn 1% cash back on all eligible purchase transactions. Members redeem cash back for travel rewards on any airline once they've reached the minimum limit.

Additional benefits include round the clock access to a concierge service providing top-class booking services, whether its tickets to one of the best restaurants in the country, or a well-planned vacation, the concierge service is there to make planning much easier. Card members also receive exclusive gift from some of the worlds' top brands. When traveling, individuals who possess this card will receive a Travel Lounge Priority Pass.

Online account access lets card members check their account balance through paperless statements. Frequent checking using this feature will guarantee fast detection in event of Identity Theft.

The Black Visa Card is a card reserved for individuals having good or excellent credit ratings with a solid history. Its carbon graphite make-up make it one of the few cards out there in this category. Card members are exposed to a whole new life of free gifts and exclusive access wherever not possible. The discounted concierge service ensures business or personal arrangements come as easy as possible without any stress on the card members' part.

See applicable terms and conditions before applying.