Credit Card
Black Visa Card
- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| Intro APR: | 0%* |
| Intro Period: | 6 months |
| APR: | 13.24% (variable)* |
| Annual Fee: | $495.00* |
| Issuer: | Barclays Bank Delaware Cards |
| Card Network: | Visa |
| Card Category: | Consumer (Premium) |
| Card Type: | - Reward Card |
| Credit Needed: | Good* |
*As seen on New York Post, Forbes.com and Yahoo! Finance.
The Black Visa Card is issued by Barclays Bank Delaware. It's a special credit card constructed out of patent pending carbon graphite. It offers unique privileges and benefits unavailable to numerous other cards in this category. Card members enjoy high credit limits with which to purchase items and live a good life.
An introductory APR period applies towards balance transfers and cash advance checks. 0% interest rate is charged throughout the intro period lasting over a short term period. During and after the intro period, purchase APR remains low and highly competitive although this varies according to the prime rate. Balance transfers and cash advances both incur 3% transaction fees respectively.
A downside of this card is its high annual fee per year. For those who'll take advantage, the benefits card members stand to gain may outweigh burden of a high annual fee.
Card members participate in a cash rewards program to earn 1% cash back on all eligible purchase transactions. Members redeem cash back for travel rewards on any airline once they've reached the minimum limit. Additional benefits include round the clock access to a concierge service providing top-class booking services, whether its tickets to one of the best restaurants in the country, or a well-planned vacation, the concierge service is there to make planning much easier. Card members also receive exclusive gift from some of the worlds' top brands. When traveling, individuals who possess this card will receive a Travel Lounge Priority Pass.
Online account access lets card members check their account balance through paperless statements. Frequent checking using this feature will guarantee fast detection in event of Identity Theft.
The Black Visa Card is a card reserved for individuals having good or excellent credit ratings with a solid history. Its carbon graphite make-up make it one of the few cards out there in this category. Card members are exposed to a whole new life of free gifts and exclusive access wherever not possible. The discounted concierge service ensures business or personal arrangements come as easy as possible without any stress on the card members' part.
See applicable terms and conditions before applying.
| Reward Types: | - Cash Back Rewards Credit Cards - Travel Rewards Credit Cards |
| Reward Unit: | Cash |
| Rewards: | - 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime. |
| Other Benefits: | - Travel Lounge Priority Pass - 24-hour Concierge Service - Patent Pending Carbon Graphite - Luxury gifts - Exclusive rewards program |
| Comments: | The Grace Period does not apply to Cash Advances, Balance Transfers or Convenience Checks. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Balance Transfer, Checks |
| Introductory Period: | 6 months* |
| APR on Purchases: | 13.24% (variable)* |
| Annual Fee: | $495.00* |
| Grace Period: | 20 days* |
| Min Finance Charge: | $1.00 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
| Maximum Fee: | $50.00 |
| APR Cash Advances: | 19.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $10.00 |
| Additional Fees | - Returned Payment Charge: $29 ; for Residents of Iowa $15 - Returned Convenience Check Charge: $29; for Residents of Iowa 5% of the amount of the check, $20 minimum, $50 maximum - Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum. - Currency Conversion Charge: 3% of the U.S. Dollar amount. |
| Apply Now |
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† The information provided for Black Visa Card is believed to be accurate at the time of evaluation (Mar 3, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Featured Card
Platinum Zero™ Secured Visa® Credit Card from Applied Bank
- Intro APR: N/A*
- APR: 0 (fix)*
- Annual Fee: N/A*
* * *
