IberiaBank Visa® Platinum Rewards Card

Iberia Bank Visa Platinum Rewards Card is designed for individuals having excellent credit. It encompasses a variety of card features and benefits to provide an all round credit card that's good enough for everyone who qualifies.

Card members are made privy to an introductory APR period charging no interest on balance transfers. This intro period lasts over a mid term. Balance transfers must be initiated within 3 months of card membership to partake in this intro period. Cash advances do not partake. A 5% transaction fee is applied on every cash advance transaction. There is no balance transfer fee.

Purchase APR is low and highly competitive. Interest varies from time to time based on the prime rate. Card members are not charged an annual membership fee. A long lasting grace period gives enough time to avoid late payment.

As a side benefit, travel accident insurance up to $1,000,000 compensates a card beneficiary in cases of accidental card dismemberment. Online account management is carried out through a secure interface. Members with access to the internet can check card account information including expenses, bill, charges, points earned, balance transfers, cash advances and other details whenever online. All transactions are neatly listed out on paperless statements for easier referencing.

On the rewards program, card members earn a single point per dollar spent on net retail purchases. Points earned are used to redeem travel rewards, free merchandise from reputable merchants and retailers, gift certificates and cash delivered to the billing address. Card members whose accounts are not in good standing are not eligible to redeem points and may lose points already earned.
There's no yearly limit or expiry date so card members can acquire as much points as planned.

IberiaBank Visa Platinum Rewards Card is just the right credit card on which to consolidate expenses. Consumers who do this will have greater chances of earning reward prizes as they purchase.

This credit card is a Visa platinum that should please every consumer. Low purchase APR is an important feature when searching for a credit card and this card offers one of the lowest rates available. Online applicants are encouraged to go through applicable terms and conditions for up to date card information.