Credit Card Review & Application
|Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
The Prepaid Visa by Rush makes it easy to spend money without worrying about overdraft fees or anything else. The card is loaded with money and then used on all of the purchases that a person wants to make - whether it's in stores, on vacation or over the internet. The card will never produce overdraft fees because it is only valid for the amount that has been loaded onto the card.
Account management with the prepaid Visa is easy because it provides online access as well as text and email alerts. Text and email will tell about balances, deposits and much more to know what's going on with the account. Online tools allow a cardholder to review spending, create a budget as well as manage progress towards saving for a particular goal.
Money can be loaded onto the card in a number of ways, including the ability to transfer money from a Rush card to someone else who has a Rush card. There's also direct deposit for paychecks as well as various locations that will allow cardholders the ability to load cash right onto the card. This way a person can always get the money they need onto the card without having to wait or pay any fees.
Paying bills is made easy with the card. There's no need to have a checking account or even a checkbook because this Visa provides a way to pay all of the bills online even if the merchant doesn't take credit cards. It can all be scheduled online, including utilities and rent.
There are a number of other features with the credit card as well. There is a prescription discount card that provides discounts on prescriptions for the whole family. There are also health plan discounts to make it more affordable to visit the doctor. The card also features a referral plan where cardholders can receive money each time a friend or family member signs up for a card as well.
Managing money is easy with the card because one can only spend what they have on the card. There is no overdraft, which means there are no hidden fees. No interest rates and no late fees are ever charged on the account, which gives cardholders the ability to save their money and avoid getting into debt. They will be able to charge whatever they have loaded on the card and no more.
The application is available online and takes just a few minutes to fill out. Customer service operates 24/7 for any questions so a person can choose to get the card whenever it's convenient for them and ask any questions they may have along the way.
|Rewards:||- Receive $5 when you refer a friend to RushCard!|
|Other Benefits:||- Create a budget and track your spending|
- Pay your bills and send checks to anyone online
- Get instant account information with email and text alerts
- Receive $5 when you refer a friend to RushCard!
- Enjoy exclusive savings and chances at winning BIG!
|Comments:||*See site for details. Please refer to ww3.rushcard.com/schedule-of-fees.|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||International transactions fee: 2.00%|
ATM Balance Inquiry (Network) - No Fee
ATM Balance Inquiry - $0.50
ATM Decline Fee - No Fee
ATM Withdrawal Fee (Network) - No Fee
ATM Withdrawal Fee - $2.50
Bill Pay Service Fee - No Fee
Card to Card Transfer Fee - No Fee
Cash Deposit - Free
Direct Deposit - Free
Expedited Card Fee - $30.00
Expedited Cash Fee - $30.00
Intl. ATM Balance Inquiry Fee - $1.00
Intl. ATM Withdrawal Fee - $2.50
Live Customer Service - No Fee
Maintenance Fee - No Fee
One-Time Card Activation Fee - None
One-Time Card Fee - $3.95-$9.95
PIN Purchases - 1.00
Paper Statement Fee - $1.00
Replacement Card Fee - $4.95
Store CashBack (PIN Purchase) - No Fee
Telephone Balance Inquiries - No Fee
Transaction Fee - No Fee
|We do not offer online application for this card at the moment.|
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† The information provided for Prepaid Visa Dynasty RushCard is believed to be accurate at the time of evaluation (Sep 22, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.