Credit Card Review & Application
- Earn up to 10,000 Bonus Miles*
- Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
- Miles do not expire; No pre-set spending limit
- Earn up to 5 miles per $1 spent at over 10,000 restaurants
- Get FREE rental car collision/loss damage insurance
|APR on Purchases:||14.25% (variable)*|
|Card Issuer:||US Bank|
|Card Category:||Consumer (Premium)|
|Card Type:||- Co-Branded Card|
- Reward Card
WorldPerks Visa Platinum Card is designed for consumers having good or excellent credit. It's a miles rewards card charging low interest and an annual. The miles rewards program awards miles per purchase which could qualify to redeem a free ticket from selected airlines.
Purchase APR is modest and based on highest prime rate over a 90 day period.
Card members who remember to charge the entire travel ticket purchase on this card as well as meet some other qualification criteria will be covered under a travel accident insurance program. Members are protected against accidental dismemberment with compensation up to $250,000 reserved for a spouse or card beneficiary. The insurance comes at no extra cost to the card member.
Online account management gives unrestricted access to the card account through secure and encrypted channels. Paperless statements containing expenses billed to the card, charges, bills, balance transfers, cash advances and related transactions. Members can schedule future bill payment through an electronic bill payment system.
Auto rental insurance protects members from incurring liability from damaged, lost or stolen rental cars. This insurance comes at no extra cost. Online transactions without the authorization of the card member will incur no liability. Lost or stolen card reporting makes it easier to report prior to fraudulent card use.
With extended warranty on purchases, products having warranties worth more than 6 months and applicable to U.S residents may qualify to receive an additional year of warranty.
First time members are rewarded with 10,000 bonus miles for a successful card application. Subsequent purchases earn a single mile per dollar spent. Purchases worth more than $10,000 within a billing cycle period and up to $50,000 annually trigger card members to earning 0.5 miles per dollar spent afterwards. Card members are awarded 55 bonus miles annually. Miles earned do not expire.
Card members are various airlines to redeem miles. Those miles already earned are compatible with frequent flyer programs, free tickets, and discount purchasing with participating WorldPerks Airline partners. Some partners include Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, and Alaska Airlines
WorldPerks Visa Platinum Card could be just what you need to consolidate your travel related expenses. See applicable card agreement before applying.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Reward Types:||- Airline Reward Cards|
- Travel Reward Cards
|Reward for $1 spent:||1.00|
|Rewards:||- 10,000 Bonus Miles after approval|
- 55 Bonus Miles annuly
- 1 Mile per every Dollar spent (1 mile is awarded for every $2 spent if purchases exceed $50,000 per year or $10,000 per billing cycle.)
Miles are compatible with Frequent Flyer programs
Miles can be redeemed for travel on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Alaska Airlines and other carriers.
|Other Benefits:||- Internet account related services|
- Emergency cash & card replacement
- Lost and stolen card reporting
- Travel and emergency assistance services
- 0% liability for unauthorized transactions
- Extended warranty for purchases
- Purchase protection
- $250,000 in travel accident insurance
- Auto rental insurance
- Discounts on products and services at participating merchants and retailers
|Comments:||Delinquency Rate: 32.24% variable|
The Delinquency Rate APR will apply to all balances in the event that your Account becomes 30 calendar days past due once or if your Account has two Overlimit occurrences during any period of twelve consecutive months.
|Online Account Access:||Yes|
|APR on Purchases:||14.25% (variable)*|
|Grace Period:||25 days*|
|Min Finance Charge:||$2.00|
|Max Credit Line:||$7,500|
|Late Payment Fee:||$29.00*|
|Over Limit Fee:||$35.00|
|Transfer Fee (%):||3.00%|
|APR Cash Advances:||20.99%|
|Cash Advance Fee:||3.00%|
|Additional Fees||Foreign Transaction Fee: 3.00% of the amount of your transaction in U.S. dollars|
We do not offer online application for this card at the moment.
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† The information provided for WorldPerks® Visa® Platinum Card is believed to be accurate at the time of evaluation (Sep 9, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.