Credit Card Review & Application
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 14.25% (variable) * |
| Annual Fee: | $90.00* |
| Issuer: | US Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Co-Branded Credit Card - Reward Card |
| Credit Needed: | Good* |
WorldPerks Visa Signature Card is a moderate interest credit card with a rewarding miles program to be redeemed for free flights on members of the SkyTeam Global Alliance.
Members incur an annual fee.
With online account access, and automatic bill payment, card members are put on the fore front for greater card control. These features are accompanied by other internet related services card members avail of.
Travel accident insurance protects card members against accidental dismemberment. This insurance package comes at no extra cost to the card member and will compensate a card beneficiary (usually a spouse) up to $250,000. Card members must charge total ticket purchase and other related travel expenses in order to qualify.
Auto rental insurance protects rental cars against damage, loss or theft. Card members who purchase rental cars from participating car rental companies are covered under this insurance package at no extra cost.
Unauthorized transactions incur zero liability on the card member. With lost or stolen card reporting, card members have an easy way to report cases of a misplaced, lost, or stolen card to the authorities. Those who do this may not have their credit rating tarnished in event they become victim to Identity Theft and fraud.
Extended warranty for purchases applies to purchases with applicable warranty to U.S. resident. The purchased item must have warranty in excess of 6 months to qualify. Under this program, an additional year may be included into the existing warranties. Card members can earn extra warranties on virtually all purchased products at no extra cost.
New card members are awarded 15,000 bonus miles for a successful application. Each qualifying purchase earns miles the dollar equivalent on a (1 mile per $1) basis. Miles earned do not expire and there's no yearly limit restricting card members from earning as much miles.
Miles are compatible with various other frequent flyer programs and can be used to redeem free or discounted flights on participating airlines. Amongst these airlines include Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, and Alaska Airlines
Discount purchasing is available at selected merchants and retailers.
WorldPerks Visa Signature Card is designed for consumers having good or excellent credit. See applicable card agreement for up to date information and fees.
| Reward Types: | - Airline Reward Cards - Travel Reward Cards |
| Reward Unit: | Miles |
| Reward for $1 spent: | 1.00 |
| Rewards: | - 7,500 Bonus Miles after approval Miles are compatible with Frequent Flyer programs Miles can be redeemed for travel on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Alaska Airlines and other carriers. For more detailed see Terms & Conditions |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Internet account related services - Emergency cash & card replacement - Lost and stolen card reporting - Travel and emergency assistance services - 0% liability for unauthorized transactions - Extended warranty for purchases - Purchase protection - $250,000 in travel accident insurance - Auto rental insurance - Discounts on products and services at participating merchants and retailers |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 14.25% (variable)* |
| Annual Fee: | $90.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | $2.00 |
| Max Credit Line: | $7,500 |
| Late Payment Fee: | $29.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | No |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
| APR Cash Advances: | 20.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
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† The information provided for WorldPerks Visa Signature Card is believed to be accurate at the time of evaluation (Mar 4, 2009). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

