Credit Card Review & Application
- Your Full Service Reloadable Prepaid Account (American Express Serve is not a credit card.)
- No credit check. No minimum balance. No hidden fees.
- Get a $50 credit after receiving $250+ twice via Direct Deposit by 6/30/14.* Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
- Get your Federal Tax refund fast- plus a $20 credit.*
- Enjoy American Express service and security 24/7. Shop online or off and get access to membership benefits like Purchase Protection.
- Add cash for free across 15,000 CVS/pharmacy® stores and participating 7-ELEVEN® locations.
- Free ATM withdrawals at over 23,000 ATMs nationwide.
- Use the Mobile App* to deposit checks on-the-go, manage your money, pay bills and more. *Terms, conditions and exclusions apply.
|APR on Purchases:||N/A *|
|Annual Fee:||See Terms*|
|Card Issuer:||American Express|
|Card Network:||American Express®|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The American Express Serve card provides buying power for individuals who don't wish to have a standard credit card. The benefits are more impressive than many other prepaid cards on the market. It's an affordable card to have and there are no annual fees or monthly fees to contend with. The application is available online and can be completed in minutes. There are no credit checks involved with applying for the card and it is free for anyone to sign up for the card. Additionally, it's possible to create subaccounts for friends and family members to use.
The card can be used anywhere that American Express is accepted. The digital prepaid account can be used for making purchases online, from a mobile phone and in stores. A physical card is given to make it easy to pay for purchases at locations that don't have the technology as well. ATM machines will also accept the card and a PIN is provided when the card is sent out. ATM owner fees may be charged, however American Express waives their fee for the first withdrawal made each month.
There is an app for the Windows phone, the iPhone and the Android to make it simple for cardholders to manage their account. They will be able to split a bill on the go, move money around and check on recent transactions. With the ability to manage money from a smartphone, it provides more convenience to cardholders.
Account access is also available online and over the phone. Cardholders will be able to create a username and password to gain access to their account information online. This will allow them to see recent transactions, see what their current balance is and transfer money in and out of the account. It's possible to link a bank account or credit card to the account for ease of making sure there is money in the account at all times. Customer service is available 24/7, which allows cardholders to talk to friendly representatives to get information about their account or make inquiries as to benefits and transactions.
There are some various other benefits of membership with the card. Cardholders will enjoy purchase protection and roadside assistance. Entertainment Access is also provided, allowing cardholders to get access to some of the best entertainment and sports events around the country - often before the tickets go on sale to the general public.
Security is part of having the card. American Express uses cutting edge technology to keep personal information safe and secure. Transactions are also secure, ensuring that a hacker is unable to obtain personal details. Should a transaction appear that was unauthorized, it will be removed and a cardholder will not be responsible for the charges.
Unique features accompany the card as well. There are ways to send and receive money by making wall posts on Facebook. There are also ways to use widgets on a webpage to make it easy for people to pay for items that are being sold online. All of these features are available to be used by cardholders as they need to throughout the year.
American Express is accepted in millions of locations around the globe, not just in the United States. With a prepaid card using this logo in possession, it allows cardholders to buy what they need without going into debt. A cardholder can never experience debt with using the card because there is no credit line extended to them. They can only purchase what's loaded into their account. When there is no money in the account, no purchases can be completed.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Rewards:||- $50 when you use Direct Deposit.|
|Other Benefits:||- Purchase Protection|
- Roadside Assistance
- Entertainment Access
- Global Assist Services
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Annual Fee:||See Terms*|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
See Terms & Conditions of Serve Card for other fees* -
You may also be interested in:
† The information provided for American Express Serve® is believed to be accurate at the time of evaluation (Mar 31, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.