Credit Card Review & Application

Discover Student More Card


out of 5

- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
*Click apply to view rates, fees, rewards, limitations and other important information

Introductory APR: 0%*
Introductory Period: 9 months
APR on Purchases: 12.99% - 18.99% (variable)*
Annual Fee: $0*
Card Issuer: Discover Bank
Card Network: Discover®
Card Category: Student (Regular)
Card Type: - Card for Bad Credit
- Low Interest Credit Card
- Reward Card
Credit Needed: Fair*

Discover Student More credit Card provides easy access to credit. Consumers are not required to have excellent or even average credit to qualify. Being a student card, Discover financial services, the card issuers' entertains applications from everybody including those students having no credit.

Even with bad credit, an application still maintains a reasonable chance of receiving a positive response. Credit lines, purchase APR, and a few card features are dependent on credit worthiness.

Consumers are encouraged to choose from over 150 special card designs. Successful applicants receive a copy of this card with a card agreement included. Card members should always go through the card agreement before using this card on a first purchase.

An introductory APR period applies towards purchases, and balance transfers. The intro period lasts throughout a mid term period. On expiry, purchase interest remains fixed and reasonably low. Card members do not incur an annual fee.

Complete fraud protection guarantees zero liability in event of unauthorized transactions. Online shopping is made more secure with special credit card account numbers generated on request.

Reminder emails are sent to help ensure card members avoid late payments. Access to the card account online puts the card member in control with budgeting and expenses tracking made easier.

Card members can participate in a cash back program. Purchases in an applicable category earn up to 5% cash back. Travel, gas, groceries and restaurants are amongst the categories rotated from optimum rewards. For items not included in the bonus offer, 1% cash back is awarded. Unlike some other student cards, this applies to virtually every purchase.

Cash earned is good for rebate checks redeemable in $20 increments made payable to the card member, travel credit redeemable on a preferred destination with an airline of choice, and gift cards for free merchandise at reputable stores. Rebates earned do not expire and there's no yearly limit applicable.

Purchasing from Shop Discover guarantees between 5% and 20% cash back bonus on select items.

Discover Student credit card is one of those few student cards designed to make life easier while teaching card members to incur less debt through timely payment. Interested consumers may apply online or through a dedicated hotline.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Rewards: - 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
Expiration: None
Yearly Limit: None
Other Benefits: - Several card designs to select from
- Internet account related services
- $0 liability for unauthorized transactions
Comments: * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases
Introductory Period: 9 months*
APR on Purchases: 12.99% - 18.99% (variable)*
Annual Fee: $0*
Grace Period: 25 days*
Min Finance Charge: $0.50
Late Payment Fee: N/A*
Balance Transfer: Yes
APR Cash Advances: 24.99%

We do not offer online application for this card at the moment.

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† The information provided for Discover® Student More Card is believed to be accurate at the time of evaluation (Jan 3, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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