Credit Card Review & Application

Facecard Prepaid MasterCard®


out of 5

- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: Meta Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
Credit Needed: Accepts All*

Facecard Prepaid MasterCard is a one for all prepaid card that meets the requirements of every member of society searching for the ideal prepaid card from which to spend daily or save up enough funds till when it's most needed. Getting one of these is actually not so difficult due to the guaranteed approval feature. In addition there is no activation fee.

This card is highly attractive to consumers of all categories including parents, kids, and young adults. Parents wishing to teach their kids how to get comfortable with plastic cards can do so by ordering additional cards. Transactions on additional cards are easily monitored by both parent and child ensuring everyone knows where the money went. Kids must be 13 years and above to become cardholders.

This is one of the few prepaid cards to not charge a monthly maintenance or annual fee. Cardholders who leave their accounts inactive over a period of 90 days or more incur a $4.95 inactive account fee. Retrieving cash is as easy as ever with a $1.50 ATM fee. It's also easy to load funds unto the card as ACH transfers are available at no extra cost. A cardholder easily shares funds with another Facecard holder at no extra cost.

A negative balance attracts a $9.95 fee while it costs just $1.95 to receive a hard-copy statement of all transactions. Cardholders who want to close down their accounts and retrieve all funds incur a $9.95 fee. Lost or stolen card replacement is also available for $9.94.

Facecard Prepaid MasterCard is issued by Meta Bank. It does not discriminate based on credit or employment. It's a card designed to suit the needs of everyone who finds interest in a prepaid debit card. Guaranteed approval applies to individuals all applicants irrespective of credit rating. Applicants who surpass minimum qualification requirements by providing sufficient and acceptable means of identification will have their applications approved. The MasterCard network is widely accepted with over 25 million accepting merchants and retailers in over 200 countries. This should give you the confidence of guaranteed spending wherever you go.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Comments: **The standard monthly membership fee is $3 per month, but this fee will be waived if in a given month you: load your card account via Direct Deposit OR load/spend a combined total of at least $100. A primary account that has secondary accounts associated with it will not be charged this fee, however, this fee will be charged to each individual secondary account. See website for complete terms and conditions of card usage and application disclosure.
***facecard members must be at least 13 years old.
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Min Finance Charge: 1.00%
Min Credit Line: $50
Max Credit Line: $5,000
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
Application Fee: $5.00
ATM Fee: $1.50
Additional Fees  
ATM Fee - $1.50
Activation - FREE
Chargeback Processing - $25.00
Inactive Account Fee - $0.00
International Purchases - $0.50
Loading funds via ACH - FREE
Lost / Replacement Cards - $9.95
Monthly Membership - FREE
Participation Fee*** - $3.00
Printed and Mailed Statement - $1.95
Removal of funds from facecard - $9.95
facecard to facecard funds sharing - FREE

We do not offer online application for this card at the moment.

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† The information provided for Facecard Prepaid MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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