good2GO Prepaid MasterCard®

Reloadable, prepaid debit cards are becoming more and more popular. For some people, this is the only option because they have made some mistakes or had some unfortunate issues with their past credit accounts. For others, like college students, credit is something that is new and therefore difficult to acquire. If this is a problem that is familiar to you, for whatever reason, you might want to look into credit alternatives that offer similar benefits but do not require a credit check in order to qualify.

Take the Good2GO Prepaid MasterCard credit card, for example. This prepaid debit card lets you make online purchases or shop in a physical store, pay your bills, or buy anything else you might need all without a credit check, complicated banking fee structures, or penalties fees. All you have to do is load your card and you are on your way without concern for hidden fees or anything else that could come back to bite you later.

The Good2GO prepaid debit card program is very cut and dry. It is easy to understand and therefore very easy to use. This is different from some of the complicated credit programs out there; programs that make you anxious because you never really know if you are using it properly. With this card, there are various methods for loading your account so the convenience you employ is totally up to what suits you best.

Speaking of what suits you best, you might like to know that one of the reasons why people opt for the prepaid MasterCards, and the Good2GO program in particular, over competing financial products is the fact that there are several account plans to choose from. There is a Pay As You Go option that allows you to pay a flat $1 service charge for every purchase you make.

There is no annual or monthly fee for this service, which makes it ideal for people who don't use the card very often. Alternately, you can opt for a By The Month plan which charges about $5 per month for unlimited transactions with no fees. There is even an Annual plan that waives nearly every single fee for a flat rate of about $50, payable once per year.

If that is still not enough variety for you, you can also elect to add money to your account at any of the thousands of convenient MoneyGram locations around the world, including those in Walmart, Sam's Club, and CVS or you can use a Direct Deposit option which will deposit your payroll or government check directly into your Good2GO debit account.

The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.