Credit Card Review & Application

Hyatt Credit Card


out of 5

- Begin with 2 Free Nights at Hyatt properties worldwide, after spending $1,000 in the first 3 months from account opening with the Hyatt Credit Card
- Receive 1 Free Night each year on your anniversary in any Category 1-4 property
- No foreign transaction fees and Smart Chip protection on international purchases
- 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
- NEW: Now more points in more places, 2 Hyatt Gold Passport points for every $1 spent at restaurants, on airline tickets purchased directly with the airline and at car rental agencies
- 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
- There are no limits to the points you can earn

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 15.24% (variable)*
Annual Fee: $75*
Card Issuer: Chase
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Co-Branded Card
- Low Interest Credit Card
- No Foreign Transaction Fee Credit Card
- Reward Card
Credit Needed: Excellent*

You can get exceptionally decadent rewards with The Hyatt Card from Chase bank. If you like to travel and love travel rewards even more, this could be the card for you.

That is because it will give you elite-level status among the Hyatt hotel chain and earn you points for every purchase you make. Whether you travel for business or pleasure, you can't pass up the opportunity to earn points on every day purchases as well as bonus points on hotel stays that you were probably going to book anyway.

Indeed you can earn more points on your Hyatt hotel stays than you would earn by using any other credit card. Simply use this card to book a room and you will earn three times more Hyatt Gold Passport points as you would on a normal purchase. Still, you will earn single points on every purchase you make, every single day.

You will also earn two Award Nights just for signing up, as well as one Anniversary Award Night each year you keep your account open. These points have no limitation so you can hold onto them until you have enough for the vacation you want and redeem them for award nights with no resort, internet, or redemption fees whatsoever.

If fees are important to you or lack thereof, actually, you may be pleased to note that this card does not have any foreign transaction fees. This is extremely important if you are the kind of person that often travels to different countries, as this feature allows you to pay in the local currency no matter where you are, without having to bother with currency exchange.

There are, however, small handling fees for both balance transfers and cash advances. Of course, the usual penalty fees for missing payments etc. are also present. This card also has an annual fee, but it is lower than many other cards with similar features.

Finally, you probably want to know what the costs are for using this card. Aside from the somewhat decent annual fee, you can also expect to pay decent interest rates too. This is the kind of card that lets you carry a balance for standard purchases, balance transfers, and cash advances. This card also has another similarity to other cards in that it features an interest free grace period.

This feature gives you about three weeks to pay new purchases off in full before any interest is charged. While this is not a large amount of time, it could be enough for you to organize your funds and take care of the balance in order to truly take advantage of the benefit.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Types: - Hotel Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 2 Fee Nights after $1,000 Spend in the first 3 months of account opening
- 1 Free Night each year on your anniversary in any Category 1-4 property
- 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
- 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
Expiration: None*
Yearly Limit: None
Other Benefits: *See website for additional benefits
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 15.24% (variable)*
Annual Fee: $75*
Grace Period: 21 Days*
Late Payment Fee: $35.00*
Balance Transfer: Yes
Transfer Fee (%): 3.00%
Minimum Fee: $5.00
APR Cash Advances: 19.24%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00

We do not offer online application for this card at the moment.

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† The information provided for Hyatt Credit Card is believed to be accurate at the time of evaluation (Dec 7, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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