Credit Card Review & Application

Ink Reward Yourself with Something Special - 15,000 Bonus Points

5.0

out of 5

This card is NOT available any more. Please see The Ink℠ Classic Business - 25,000 Bonus Points credit card instead
- 15,000 bonus points after first purchase*
- No limit to the number of points you can earn - and points never expire
- You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
- Flexibility in Rewards - you can redeem your points for anything you want - from travel and merchandise to gift cards and more.
- 0% Introductory APR for 6 months*
- No annual fee*



Introductory APR: 0%*
Introductory Period: 6 months
APR on Purchases: 13.24% - 19.24% (variable)*
Annual Fee: $0*
Card Issuer: Chase
Card Network: MasterCard®
Card Category: Business (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

Owning your own business in the United States is the ultimate extreme sport. From the very beginning, you are in charge of everything, but that doesn't mean that you are alone in this venture. While funding can be hard to find, especially now, there are certain credit cards available on the market that could make this process easier.

Take the Ink Reward Yourself with Something Special - 15,000 Bonus Points credit card from Chase Bank. It provides many opportunities to save on things that are very important to your business investment. It also offers you an impressive rewards program that makes it easier to enjoy the ride.

First of all, this card has no annual fee and an introductory rate that could be as low as 0% for the first six months. This allows you to acquire all of the initial tools that you need to get your business off the ground. Your goal, then, should be to start making enough profit within the first few months that by the time the introductory period ends, you will have already paid off your initial investment. Although, the typical variable rate is quite attractive as well, so you do have some room to play with if you feel it is necessary.

Secondly, this card earns you points that you can redeem for air miles, primarily, as well as gift cards, brand-name merchandise, and even cash rebates. For every dollar that you charge to the card, you will earn a point. If you make travel arrangements, you will get double points.

If you use your card to shop within the Ultimate Rewards Mall, an exclusive network of recognizable brand-name affiliate partners, you can get up to ten points on the dollar. You can use your card all over the world and online, so earning points is very easy, and since there is no limit and no expiration, you can also hold onto them as long as you need to.

Finally, you will appreciate that this card is indeed very convenient. If you have any questions about your card or how you can use it to help your business, there are dedicated professional business specialists available to give you advice. You can also monitor your account online as customize your reports and alerts so that it is easier for you to track your expenses. If you have employees, you can even supply them with their own cards and set separate limits.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Types: - Other Rewards Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 15,000 bonus points after first purchase*
- No limit to the number of points you can earn – and points never expire
- Earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
Expiration: None*
Yearly Limit: None*
Other Benefits: * See website for additional benefits.
Comments: * See website for complete terms and conditions of card usage and application disclosure.
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 6 months*
APR on Purchases: 13.24% - 19.24% (variable)*
Annual Fee: $0*
Grace Period: 21 days*
Late Payment Fee: $39.00*
Over Limit Fee: $39.00
Balance Transfer: Yes
Transfer Fee (%): 3.00%
Minimum Fee: $5.00
APR Cash Advances: 19.24%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00
Additional Fees Over-the-Credit-Limit fee: $39.00
Return Payment fee: $39.00
Return Check fee: $39.00

We do not offer online application for this card at the moment.


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† The information provided for Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points is believed to be accurate at the time of evaluation (Jul 31, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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