Premier Miles & More® World MasterCard®

The Lufthansa Premier Miles & More World MasterCard has been provided to help cardholders earn miles easier. In cooperation with the Barclaycard, the application is available online, providing a convenient way to apply for the card. There is an annual fee to the card as well, however it can be waived for those who are Senator or HON Circle Members with Lufthansa.

It all starts with the application process. Available online, it takes minutes to complete. Personal information is requested. The information necessary to complete the application includes full name, mailing address, phone number, email address and social security number. Details on the employer are also requested. Upon submitting the application, personal information will be verified and a credit check will be conducted.

If a person is approved, they will learn of their credit line and receive the card in the mail. They will receive the terms and conditions of the card as well as a PIN number for ATM cash advances and learn of the APR on the account. A low intro APR is also available for transfers to be made to the card from other credit cards with a higher interest rate.

Award miles can be earned easily by using the MasterCard. Bonus miles are available upon the initial purchase as well as when the initial balance transfer is made. From there, miles can be earned when the MasterCard is used on purchases all over the globe. Online, in person and on the phone, purchases can be made to the card. A mile is earned for every dollar spent. Two miles are earned for every dollar spent on plane tickets on Lufthansa and its partner airlines.

The miles never expire and there is no cap on miles. The miles won't expire, allowing cardholders to continue earning until they reach the desired level to redeem the miles for rewards. The way to ensure miles don't expire is to make a qualifying purchase each month. There is also no cap on the miles that can be earned on an annual basis. This means that cardholders can spend up to their credit line on a regular basis in order to earn as many miles as possible throughout the year.

Rewards on the card vary based upon how many rewards have been accrued. It's possible to use the award miles on plane tickets. This includes tickets on Lufthansa as well as partner airlines. Additionally, miles can be used for car rentals as well as free hotel stays. Additional rewards may be available throughout the year, too, as various retailers and participants provide offers.

Managing the account can be done anywhere there is an internet connection. Cardholders can manage their account with an online account portal. It can be accessed with a username and password that is custom created for the cardholder. Once logged on, it's possible to learn of balances, credit availability and past purchases made on the account. Paperless statements are available and can be viewed online or downloaded to the computer. Bills can be paid online and scheduled in advance. This eliminates the chance for late payments and eliminates the need to write a check or use a stamp.

The World MasterCard also has a toll free number that can be used by cardholders. This gives them the chance to hear account details in an automated segment as well as speak to live representatives. Representatives can answer questions immediately, help with services such as ordering new cards as well as talking to cardholders about increasing credit lines. There is no charge to talk to a representative and they are always available.

Many card benefits are provided to cardholders. From earning miles to enjoying the ability to charge all around the world, the card allows people to experience a convenient way of paying for purchases. The application is online and people are able to get approved for the card easily.

The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.