Credit Card Review & Application

Premier Miles & More World MasterCard

4.5

out of 5

- Earn 20,000 award miles after first purchase and payment of the annual fee
- Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 on all other purchases
- Annual Companion Ticket after first purchase and annually thereafter
- No foreign transaction fees on purchases made outside the U.S.
- Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
- 0% Intro APR on Balance Transfers made within 45 days of account opening. After that, a variable APR currently 15.99% or 24.99%, based on your creditworthiness
- $79 Annual Fee, waived for SEN and HON Circle Members



Introductory APR: See Terms*
Introductory Period: -100
APR on Purchases: 15.99% or 24.99% (variable)*
Annual Fee: $79*
Card Issuer: Barclays Bank Delaware
Card Network: Mastercard®
Card Category: Consumer (Premium)
Card Type: - Co-Branded
- Instant Decision
- No Foreign Transaction Fee
- Reward Card
Credit Needed: Excellent*

The Lufthansa Premier Miles & More World MasterCard has been provided to help cardholders earn miles easier. In cooperation with the Barclaycard, the application is available online, providing a convenient way to apply for the card. There is an annual fee to the card as well, however it can be waived for those who are Senator or HON Circle Members with Lufthansa.

It all starts with the application process. Available online, it takes minutes to complete. Personal information is requested. The information necessary to complete the application includes full name, mailing address, phone number, email address and social security number. Details on the employer are also requested. Upon submitting the application, personal information will be verified and a credit check will be conducted.

If a person is approved, they will learn of their credit line and receive the card in the mail. They will receive the terms and conditions of the card as well as a PIN number for ATM cash advances and learn of the APR on the account. A low intro APR is also available for transfers to be made to the card from other credit cards with a higher interest rate.

Award miles can be earned easily by using the MasterCard. Bonus miles are available upon the initial purchase as well as when the initial balance transfer is made. From there, miles can be earned when the MasterCard is used on purchases all over the globe. Online, in person and on the phone, purchases can be made to the card. A mile is earned for every dollar spent. Two miles are earned for every dollar spent on plane tickets on Lufthansa and its partner airlines.

The miles never expire and there is no cap on miles. The miles won't expire, allowing cardholders to continue earning until they reach the desired level to redeem the miles for rewards. The way to ensure miles don't expire is to make a qualifying purchase each month. There is also no cap on the miles that can be earned on an annual basis. This means that cardholders can spend up to their credit line on a regular basis in order to earn as many miles as possible throughout the year.

Rewards on the card vary based upon how many rewards have been accrued. It's possible to use the award miles on plane tickets. This includes tickets on Lufthansa as well as partner airlines. Additionally, miles can be used for car rentals as well as free hotel stays. Additional rewards may be available throughout the year, too, as various retailers and participants provide offers.

Managing the account can be done anywhere there is an internet connection. Cardholders can manage their account with an online account portal. It can be accessed with a username and password that is custom created for the cardholder. Once logged on, it's possible to learn of balances, credit availability and past purchases made on the account. Paperless statements are available and can be viewed online or downloaded to the computer. Bills can be paid online and scheduled in advance. This eliminates the chance for late payments and eliminates the need to write a check or use a stamp.

The World MasterCard also has a toll free number that can be used by cardholders. This gives them the chance to hear account details in an automated segment as well as speak to live representatives. Representatives can answer questions immediately, help with services such as ordering new cards as well as talking to cardholders about increasing credit lines. There is no charge to talk to a representative and they are always available.

Many card benefits are provided to cardholders. From earning miles to enjoying the ability to charge all around the world, the card allows people to experience a convenient way of paying for purchases. The application is online and people are able to get approved for the card easily.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Types: - Airline Rewards
- Other Rewards
- Travel Rewards
Reward Unit: Miles
Rewards: - 20,000 award miles after your first purchase or balance transfer
- 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
- 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners
- 1 mile per $1 on all other purchases
Expiration: None*
Yearly Limit: None
Other Benefits: *See Terms and Conditions for other benefits
Online Account Access: Yes
Introductory APR: See Terms*
Applied Towards: Purchases, Balance Transfer
Introductory Period: -100*
APR on Purchases: 15.99% or 24.99% (variable)*
Annual Fee: $79*
Grace Period: 23 days*
Min Finance Charge: $2.00
Late Payment Fee: $35.00*
Over Limit Fee: $0.00
Balance Transfer: Yes
Transfer Fee (%): 4.00%
Minimum Fee: $10.00
APR Cash Advances: 25.24%
Cash Advance Fee: 5.00%
Minimum Fee: $10.00
Additional Fees Foreign Transaction: 3%
Returned Payment: up to $35.00

We do not offer online application for this card at the moment.


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* The information provided for Premier Miles & More® World MasterCard® is believed to be accurate at the time of evaluation (Dec 4, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.




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