Card Review & Application


out of 5

- Higher limit than before, still no security deposit required!
- Prequalify for a card today and it will not impact your credit score
- Simple application process with a quick decision
- Less than perfect credit is okay
- Mobile account access at any time
- Worry-free fraud protection if your card is lost or stolen
- Account history is reported to the three major credit bureaus in the U.S
- Card designs to fit your personality at no extra charge

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 24.90% *
Annual Fee: See Terms*
Card Issuer: Genesis Bank
Card Network: Mastercard®
Card Category: Consumer (Regular)
Card Type: - Card for Bad Credit
- Damaged Credit
- EMV Chip
- Instant Decision
- Pre-Qualification
- Unsecured
Credit Needed: Bad Credit OK*

What if there were a better way to explore your credit options? What if you could prequalify for a credit card without it affecting your credit scores? Think such an offer doesn't exist? It does. The Milestone® Mastercard® Less Than Perfect Credit Considered is here and it brings some of the biggest advantages consumers have been looking for.

These days, it seems our lives more closely intertwined than ever before. Our financial decisions affect our job opportunities, what we pay for insurance, and even whether or not our children are accepted into daycare. This is why it's so important that our efforts of reviewing our options shouldn't cost with hits to our credit scores. It's all about each element coming together to truly define who we are and what our values and choices reflect. Rest assured: we hear you! This Gold Mastercard offer is designed with the contemporary consumer in mind. This straightforward credit opportunity eliminates unnecessary fluff so that consumers receive exactly what they've asked for with no hidden fees, no hidden motives, and no hidden terms and conditions.

This Mastercard simply enables you to meet your everyday needs. There's been a need for these types of financial products for a while: straight to the point, no unnecessary frills, and a streamlined approval process. Even better, the lower fees and comparable interest rates are in line with what consumers expect. Make no mistake, these financial products are here to stay and fortunately, the perks and benefits are garnering the support from consumers around the country.

The ability to personalize your Milestone Mastercard adds to the attraction. Of course, you can select the traditional design or really make it your own: it's your choice. Because you're prequalifying, you not only receive an answer with no hit to your credit report, but you'll also be presented with the offer in terms of annual fees, interest rates, and more. Enjoy around the clock access, complete with Bill Pay and you'll enjoy the Mastercard Gold Benefits.

Superior purchasing power, worldwide acceptance, Zero Liability, and the Mastercard Global Service are just a few of the many perks you'll enjoy. Many like the Mastercard PayPass and still others like the idea of stronger purchasing power. Remember, it's your card so it's your terms.

The Milestone® Mastercard® - Less Than Perfect Credit Considered is co-issued by The Bank of Missouri, courtesy of a partnership with Genesis FS Card Services, Inc. Consumers are assured of a solid financial institute that's both well-established and FDIC-insured. Founded in 1920, this bank still calls Missouri home.

With its proven business models that put consumers front and center, Genesis Bankcard Services, Inc. has carved its own place in the North American banking sector. Combined with this powerhouse's unique card products is a well-trained staff who work to ensure customers' questions are answered accurately and quickly and the satisfaction rate remains at the top. Genesis Bankcard Services has specialized in helping consumers with all of their credit needs, whether they're multi-millionaires or small-town consumers looking to ensure their financial future.

Milestone strives to deliver a customer experience equal to or better than any of its competitors. With an online account servicing that is available 24/7 at no additional cost, coupled with a great team of representatives for those who prefer a more personal approach, the entire offering lands nicely and serves the purposes of many consumers. This card offer is ideal for those looking to add further strength to their credit profiles.

For those concerned about their safety, whether it's losing their credit card at the mall or fears of what hackers in a digital environment can do, Mastercard is a leader in safety. With all of its cards coming with built-in chip technology, users report the added layers of confidence mean there's less concern about where they use their cards - online or in traditional brick and mortar businesses. This advanced technology means duplicating information is virtually impossible due to the embedded microchip design. With greater security, replication is impossible - even if you're doing business with a company that has not yet installed the chip-enabled readers.

Ready to prequalify? Visit the Milestone® Mastercard® - Less Than Perfect Credit Considered - credit card site today or explore the benefits of this revolutionary new credit model.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: *See Terms and Conditions for other benefits
Comments: *Depends on creditworthiness
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 24.90% *
Annual Fee: See Terms*
Grace Period: 25 days*
Min Finance Charge: $0.50
Min Credit Line: $300
Late Payment Fee: Up to $40*
Over Limit Fee: Up to $40
Balance Transfer: No
APR Cash Advances: 29.90%
Cash Advance Fee: 5.00%
Minimum Fee: $5.00
Maximum Fee: $100.00
Additional Fees Returned Payment: Up to $40.00
Foreign Transaction Fee: 1%
Annual Fee: $35 - $99*
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* The information provided for Milestone® Mastercard® - Less Than Perfect Credit Considered is believed to be accurate at the time of evaluation (Feb 15, 2023). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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